chore: changelog

bump version
2025-08-14 11:45:35 +00:00 · 2019-11-26 18:25:29 +02:00 · 2019-11-26 18:24:35 +02:00 · 2019-11-26 18:23:52 +02:00 · 2019-11-26 18:22:09 +02:00 · 2019-11-26 18:21:56 +02:00
69 changed files with 11859 additions and 229 deletions
--- a/.editorconfig
+++ b/.editorconfig
@@ -10,6 +10,9 @@ charset = utf-8
 trim_trailing_whitespace = true
 insert_final_newline = true

+[*.xml]
+insert_final_newline = false
+
 [*.json]
 indent_size = 2

--- a/.eslintignore
+++ b/.eslintignore
@@ -1,4 +1,5 @@
 node_modules/
+examples/
 build/
 static/
 config/
--- a/.eslintrc
+++ b/.eslintrc
@@ -1,35 +1,4 @@
 {
-	"extends": "airbnb-base",
-	"env": {
-		"node": true,
-		"mocha": true
-	},
-	"parserOptions": {
-		"ecmaVersion": 8,
-		"sourceType": "script",
-		"ecmaFeatures": {
-			"modules": false
-		}
-	},
-	"rules": {
-		"max-len": 0,
-		"linebreak-style": 0,
-		"no-plusplus": [
-			2,
-			{
-				"allowForLoopAfterthoughts": true
-			}
-		],
-		"no-continue": 0,
-		"indent": [2, "tab"],
-		"no-tabs": 0,
-		"strict": [2, "safe"],
-		"curly": [2, "multi", "consistent"],
-		"import/no-extraneous-dependencies": 0,
-		"import/no-unresolved": 0,
-		"no-underscore-dangle": 0,
-		"no-param-reassign": 0,
-		"generator-star-spacing": 0,
-		"jsx-a11y/href-no-hash": "off"
-	}
+	"extends": "ecollect-base",
+	"root": true
 }
--- a/.gitignore
+++ b/.gitignore
@@ -1,14 +1,23 @@
-npm-debug.log
-node_modules
+# mac shit
 .DS_Store
-*.local.json5
-yarn.lock
-/project.sublime-workspace
-/public/css/style.css.map
-/.idea
+
+# nyc test coverage
+.nyc_output
+coverage/
+
+# Dependency directories
+node_modules/
+
+# Optional npm cache directory
+.npm
+npm-debug.log
+
+# Optional eslint cache
+.eslintcache
+
+# vscode
 /.vscode
 *.pid
-/coverage
-package-lock.json
-*.key
-*.html
+
+# Tests temporary
+.test_tmp
--- a/.travis.yml
+++ b/.travis.yml
@@ -0,0 +1,8 @@
+language: node_js
+node_js:
+  - "8"
+  - "9"
+  - "10"
+  - "11"
+  - "12"
+after_success: npm run coverage
--- a/CHANGELOG.md
+++ b/CHANGELOG.md
@@ -0,0 +1,108 @@
+### Changelog
+
+#### [v0.1.3](https://github.com/eCollect/node-ebics-client/compare/v0.1.2...v0.1.3)
+
+> 26 November 2019
+
+- * Add DKI, C52, C53 order types. [`#26`](https://github.com/eCollect/node-ebics-client/pull/26)
+- Bank Letter: Add English template & flexible generation [`95403cb`](https://github.com/eCollect/node-ebics-client/commit/95403cbe6f90c81a696bb589533d713a4ba04873)
+
+#### [v0.1.2](https://github.com/eCollect/node-ebics-client/compare/v0.1.1...v0.1.2)
+
+> 7 November 2019
+
+- chore: add changelog configoration [`#22`](https://github.com/eCollect/node-ebics-client/pull/22)
+- Closes #17 and #13  [`#21`](https://github.com/eCollect/node-ebics-client/pull/21)
+- Drop moment dependency [`#20`](https://github.com/eCollect/node-ebics-client/pull/20)
+
+- feat: add nyc and cleanup .gitignore [`3e95478`](https://github.com/eCollect/node-ebics-client/commit/3e95478b3be719c86f32c7df10c42e46b7518669)
+- feat: drop bn.js [`eea0a49`](https://github.com/eCollect/node-ebics-client/commit/eea0a49130e30c123b110120c69d7b7c19fd12ba)
+- add changelog configoration [`1f34dcb`](https://github.com/eCollect/node-ebics-client/commit/1f34dcbfb6e0febbb93d5356fa36ac57d697a990)
+
+#### [v0.1.1](https://github.com/eCollect/node-ebics-client/compare/v0.1.0...v0.1.1)
+
+> 5 November 2019
+
+- chore: update license [`9aabe93`](https://github.com/eCollect/node-ebics-client/commit/9aabe933e91b506ea38820b952ce8e5e58b4c2ff)
+
+#### [v0.1.0](https://github.com/eCollect/node-ebics-client/compare/v0.0.8...v0.1.0)
+
+> 5 November 2019
+
+- Feat: handle unsual exponent migrate to node-forge [`#16`](https://github.com/eCollect/node-ebics-client/pull/16)
+- Add order generation tests and fix linting [`#15`](https://github.com/eCollect/node-ebics-client/pull/15)
+- test script run mocha [`#14`](https://github.com/eCollect/node-ebics-client/pull/14)
+
+- feat: prepare order generation tests [`e40f79c`](https://github.com/eCollect/node-ebics-client/commit/e40f79cee68a194272c93f07e763175b213a77a1)
+- chore: cleanup [`0c01420`](https://github.com/eCollect/node-ebics-client/commit/0c01420c1e14992a4169098ccd47cd196b899f06)
+
+#### [v0.0.36](https://github.com/eCollect/node-ebics-client/compare/v0.0.35...v0.0.36)
+
+> 1 June 2018
+
+- various modular fixes [`8492d94`](https://github.com/eCollect/node-ebics-client/commit/8492d940542f61b17aa3a2da7de23f6539ffaad5)
+
+#### [v0.0.35](https://github.com/eCollect/node-ebics-client/compare/v0.0.3...v0.0.35)
+
+> 31 May 2018
+
+- update License to GPL v3 [`babcf76`](https://github.com/eCollect/node-ebics-client/commit/babcf76b61af6eb737ab291a301e71bb84621820)
+- Add MGF1.js file - mask generation utility class [`7e6e2ff`](https://github.com/eCollect/node-ebics-client/commit/7e6e2ff142688b0c453369fa7137b49e8b89cd81)
+- Add sign, _emsaPSS and _modPowe methods in Key.js file [`5ace213`](https://github.com/eCollect/node-ebics-client/commit/5ace2137231af9a3563ab31fa0f70fbdf4b148cb)
+
+#### [v0.0.8](https://github.com/eCollect/node-ebics-client/compare/v0.0.7...v0.0.8)
+
+> 8 October 2019
+
+- chore: readme maintenance [`#11`](https://github.com/eCollect/node-ebics-client/pull/11)
+- Provide examples [`#10`](https://github.com/eCollect/node-ebics-client/pull/10)
+
+- initialize.js [`7dad7c8`](https://github.com/eCollect/node-ebics-client/commit/7dad7c878722be94e03808cef3af38d34019c623)
+- examples/bankLetter.js [`ce6e58b`](https://github.com/eCollect/node-ebics-client/commit/ce6e58b3f33017967e5b26fe15a2c435012b8af6)
+- examples/send-hbt-order.js [`166c61a`](https://github.com/eCollect/node-ebics-client/commit/166c61aec4a247d923de82278271ec02cbef815f)
+
+#### [v0.0.7](https://github.com/eCollect/node-ebics-client/compare/v0.0.6...v0.0.7)
+
+> 2 August 2019
+
+- * Add Z53 order type [`#7`](https://github.com/eCollect/node-ebics-client/pull/7)
+- remove eCollect from constant and minor verbose error handeling [`#2`](https://github.com/eCollect/node-ebics-client/pull/2)
+- add iso pain format XCT order type [`#1`](https://github.com/eCollect/node-ebics-client/pull/1)
+
+- add new order type XZ53 and removed repeated dateRange to consts [`5ff3147`](https://github.com/eCollect/node-ebics-client/commit/5ff314712443c4c8465f46292b010cfedfed8c2e)
+- move dateRange from constants to utils [`aa761cf`](https://github.com/eCollect/node-ebics-client/commit/aa761cf7ad87a271d6e6d9eed40e04eb4376f6c5)
+- bump version [`79f17e1`](https://github.com/eCollect/node-ebics-client/commit/79f17e14045d121c9505eb3118967f5f88ae79e2)
+
+#### [v0.0.6](https://github.com/eCollect/node-ebics-client/compare/v0.0.5...v0.0.6)
+
+> 24 July 2019
+
+- remove eCollect from constant and minor verbose error handaling [`#4`](https://github.com/eCollect/node-ebics-client/pull/4)
+- add iso pain format XCT order type [`#5`](https://github.com/eCollect/node-ebics-client/pull/5)
+
+- remove eCollect from constant and minor verbose error handeling [`cb2062a`](https://github.com/eCollect/node-ebics-client/commit/cb2062ae2fbd8e8881de26561efddad1f272e065)
+- bump [`c9f52d3`](https://github.com/eCollect/node-ebics-client/commit/c9f52d3bd99b9f8761652365b217d9580fa34632)
+
+#### [v0.0.5](https://github.com/eCollect/node-ebics-client/compare/v0.0.4...v0.0.5)
+
+> 28 June 2019
+
+- Fix parsing of the bank keys in the HPB response [`#3`](https://github.com/eCollect/node-ebics-client/pull/3)
+
+- tc for bank keys parsing error [`c571ef1`](https://github.com/eCollect/node-ebics-client/commit/c571ef181bca2e0cbec70bc6df53c706acd6c829)
+- #2 corrected bank keys parsing [`5f0b6cd`](https://github.com/eCollect/node-ebics-client/commit/5f0b6cd3747c4613920d2f71f3c04ce13225d397)
+
+#### [v0.0.4](https://github.com/eCollect/node-ebics-client/compare/v0.0.36...v0.0.4)
+
+> 3 September 2018
+
+- Major changes. Separating responsibilities. Orders builder, serializer. [`ff9a3a1`](https://github.com/eCollect/node-ebics-client/commit/ff9a3a16b47d0a25674134c875bfd651995837e4)
+- code optimization [`1876360`](https://github.com/eCollect/node-ebics-client/commit/187636019c290d757aca77d4c14fb4f2519acd38)
+- client and order optimization [`9454992`](https://github.com/eCollect/node-ebics-client/commit/945499290a8698aed504b573019de2c23148006a)
+
+#### v0.0.3
+
+> 17 May 2018
+
+- initial commit [`1f947ff`](https://github.com/eCollect/node-ebics-client/commit/1f947ff1480c522f89fa1f547581b55e2378d920)
+- Initial commit [`cd37de3`](https://github.com/eCollect/node-ebics-client/commit/cd37de3895e32a61798c79ce3a6447e2f269019d)
--- a/README.md
+++ b/README.md
@@ -1,5 +1,19 @@
-# node-ebics-client
---
+<p align="center">
+	<img src="assets/logo.png" width="300px" height="auto"/>
+</p>
+<h1 align="center">node-ebics-client</h1>
+
+<p align="center">
+<a href="https://travis-ci.org/eCollect/node-ebics-client" title="Build Status"><img src="https://travis-ci.org/eCollect/node-ebics-client.svg?branch=master" alt="Build Status" /></a>
+<a href="https://www.npmjs.com/package/ebics-client" title="Build Status">
+<img alt="ebics-client" src="https://img.shields.io/npm/v/ebics-client">
+</a>
+<a href="https://snyk.io/test/github/ecollect/node-ebics-client" title="Known Vulnerabilities">
+<img src="https://snyk.io/test/github/ecollect/node-ebics-client/badge.svg" alt="Known Vulnerabilities">
+</a>
+<a href="/eCollect/node-ebics-client/blob/master/LICENSE" title="GPL-3.0"><img alt="GPL-3.0" src="https://img.shields.io/github/license/eCollect/node-ebics-client"></a>
+<a href='https://coveralls.io/github/eCollect/node-ebics-client?branch=master' title="Coverage Status"><img src='https://coveralls.io/repos/github/eCollect/node-ebics-client/badge.svg?branch=master' alt='Coverage Status' /></a>
+</p>

 Pure node.js ( >=8 ) implementation of [EBICS](https://en.wikipedia.org/wiki/Electronic_Banking_Internet_Communication_Standard) ( Electronic Banking Internet Communication ).

@@ -12,6 +26,7 @@ The client is currently tested and verified to work with the following banks:
 * [Credit Suisse (Schweiz) AG](https://www.credit-suisse.com/ch/en.html)
 * [Zürcher Kantonalbank](https://www.zkb.ch/en/lg/ew.html)
 * [Raiffeisen Schweiz](https://www.raiffeisen.ch/rch/de.html)
+* [BW Bank](https://www.bw-bank.de/de/home.html)


 ## Inspiration
@@ -21,4 +36,6 @@ The basic concept of this library was inspired by the [EPICS](https://github.com

 ## Copyright

-Copyright: eCollect AG, 2018-9.
+Copyright: eCollect AG, 2018-9.  
+Licensed under the [GPLv3](LICENSE) license.
+
--- a/assets/logo.png
+++ b/assets/logo.png
--- a/changelog-template.hbs
+++ b/changelog-template.hbs
@@ -0,0 +1,25 @@
+### Changelog
+
+{{#each releases}}
+  {{#if href}}
+    ###{{#unless major}}#{{/unless}} [{{title}}]({{href}})
+  {{else}}
+    #### {{title}}
+  {{/if}}
+
+  {{#if tag}}
+    > {{niceDate}}
+  {{/if}}
+
+  {{#if summary}}
+    {{summary}}
+  {{/if}}
+
+  {{#each merges}}
+    - {{message}}{{#if href}} [`#{{id}}`]({{href}}){{/if}}
+  {{/each}}
+  {{#commit-list commits heading='' message='' exclude='wip: '}}
+    - {{#if breaking}}**Breaking change:** {{/if}}{{subject}}{{#if href}} [`{{shorthash}}`]({{href}}){{/if}}
+  {{/commit-list}}
+
+{{/each}}
--- a/examples/bankLetter.js
+++ b/examples/bankLetter.js
@@ -16,10 +16,11 @@ const client = new ebics.Client({
 	keyStorage: ebics.fsKeysStorage('./keys-test'),
 });

-const bankName = 'Bank name';
-const template = fs.readFileSync('./templates/ini.hbs').toString();
+const bankName = 'Bank name'; // Change this to the bank name you're going to send the letter to.
+const languageCode = 'en'; // Currently 'de' and 'en' are valid values.
+const template = fs.readFileSync('../templates/ini_'+languageCode+'.hbs').toString();
 const letter = new ebics.BankLetter({ client, bankName, template });
-const bankLetterFile = path.join(os.homedir(), 'bankLetter.html');
+const bankLetterFile = path.join(os.homedir(), 'bankLetter_'+languageCode+'.html');

 letter.serialize(bankLetterFile)
 	.then(() => {
--- a/examples/initialize.js
+++ b/examples/initialize.js
@@ -16,11 +16,11 @@ const client = new ebics.Client({
 // New keys will be generated and saved in ./keys-test
 client.send(ebics.Orders.INI)
 	.then((resp) => {
-		console.log('Respose for INI order %j', resp);
+		console.log('Response for INI order %j', resp);
 		return client.send(ebics.Orders.HIA);
 	})
 	.then((resp) => {
-		console.log('Reponse for HIA order %j', resp);
+		console.log('Response for HIA order %j', resp);
 		if (resp.technicalCode !== '000000')
 			throw new Error('Something might went wrong');

--- a/examples/save-bank-keys.js
+++ b/examples/save-bank-keys.js
@@ -17,7 +17,7 @@ const client = new ebics.Client({
 // The bank should have enabled the user
 client.send(ebics.Orders.HPB)
 	.then((resp) => {
-		console.log('Respose for HPB order %j', resp);
+		console.log('Response for HPB order %j', resp);
 		if (resp.technicalCode !== '000000')
 			throw new Error('Something went wrong');

--- a/examples/send-c52-order.js
+++ b/examples/send-c52-order.js
@@ -0,0 +1,30 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.C52(null, null)) // startDate 'YYYY-MM-DD', endDate 'YYYY-MM-DD'
+	.then((resp) => {
+		console.log('Response for C52 order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		// Parsing and processing the CAMT052 file should happen somewhere here, ideally after saving it to disk
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/examples/send-c53-order.js
+++ b/examples/send-c53-order.js
@@ -0,0 +1,30 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.C53(null, null)) // startDate 'YYYY-MM-DD', endDate 'YYYY-MM-DD'
+	.then((resp) => {
+		console.log('Response for C53 order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		// Parsing and processing the CAMT053 file should happen somewhere here, ideally after saving it to disk
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/examples/send-dki-order.js
+++ b/examples/send-dki-order.js
@@ -0,0 +1,30 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.DKI(null, null)) // startDate 'YYYY-MM-DD', endDate 'YYYY-MM-DD'
+	.then((resp) => {
+		console.log('Response for DKI order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		// Processing of the Exchange Rate file should go here, ideally after saving it to disk
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/examples/send-hkd-order.js
+++ b/examples/send-hkd-order.js
@@ -0,0 +1,29 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.HKD)
+	.then((resp) => {
+		console.log('Response for HKD order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/examples/send-htd-order.js
+++ b/examples/send-htd-order.js
@@ -16,7 +16,7 @@ const client = new ebics.Client({
 // The bank keys must have been already saved
 client.send(ebics.Orders.HTD)
 	.then((resp) => {
-		console.log('Respose for HTD order %j', resp);
+		console.log('Response for HTD order %j', resp);
 		if (resp.technicalCode !== '000000')
 			throw new Error('Something went wrong');

--- a/examples/send-sta-order.js
+++ b/examples/send-sta-order.js
@@ -0,0 +1,30 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.STA(null, null)) // startDate 'YYYY-MM-DD', endDate 'YYYY-MM-DD'
+	.then((resp) => {
+		console.log('Response for STA order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		// Parsing and processing the MT940 file should happen somewhere here, ideally after saving it to disk
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/examples/send-vmk-order.js
+++ b/examples/send-vmk-order.js
@@ -0,0 +1,30 @@
+#! /usr/bin/env node
+
+'use strict';
+
+const ebics = require('../index');
+
+const client = new ebics.Client({
+	url: 'https://ebics.server',
+	partnerId: '',
+	userId: '',
+	hostId: '',
+	passphrase: 'test', // keys-test will be decrypted with this passphrase
+	keyStorage: ebics.fsKeysStorage('./keys-test'),
+});
+
+// The bank keys must have been already saved
+client.send(ebics.Orders.VMK(null, null)) // startDate 'YYYY-MM-DD', endDate 'YYYY-MM-DD'
+	.then((resp) => {
+		console.log('Response for VMK order %j', resp);
+		if (resp.technicalCode !== '000000')
+			throw new Error('Something went wrong');
+
+		// Parsing and processing the MT942 file should happen somewhere here, ideally after saving it to disk
+		const data = Buffer.from(resp.orderData);
+		console.log(data.toString('utf8'));
+	})
+	.catch((err) => {
+		console.error(err);
+		process.exit(1);
+	});
--- a/lib/BankLetter.js
+++ b/lib/BankLetter.js
@@ -2,21 +2,18 @@

 const fs = require('fs');

-const moment = require('moment');
 const handlebars = require('handlebars');
 const Crypto = require('./crypto/Crypto');
-// const BN = require('bn.js');
+const { date } = require('./utils.js');

 const registerHelpers = () => {
-	handlebars.registerHelper('today', () => moment().format('DD.MM.YYYY'));
+	handlebars.registerHelper('today', () => date.toISODate(Date.now(), false));

-	handlebars.registerHelper('now', () => moment().format('HH:mm:ss'));
+	handlebars.registerHelper('now', () => date.toISOTime(Date.now(), false));

 	handlebars.registerHelper('keyExponentBits', k => Buffer.byteLength(k.e()) * 8);
-	// handlebars.registerHelper('keyExponentBits', k => Buffer.byteLength(new BN(k.key.keyPair.e).toBuffer()) * 8);

-	handlebars.registerHelper('keyModulusBits', k => k.key.getKeySize());
-	// return Buffer.byteLength(new BN(k.key.keyPair.e).toBuffer()) * 8;
+	handlebars.registerHelper('keyModulusBits', k => k.size());

 	handlebars.registerHelper('keyExponent', k => k.e('hex'));

@@ -24,11 +21,15 @@ const registerHelpers = () => {

 	handlebars.registerHelper('sha256', (k) => {
 		const digest = Buffer.from(Crypto.digestPublicKey(k), 'base64').toString('HEX');
-		// const digest = Buffer.from(k.publicDigest(), 'base64').toString('HEX');
-
 		return digest.toUpperCase().match(/.{1,2}/g).join(' ');
 	});
 };
+
+const writeFile = (file, content) => new Promise((resolve, reject) => fs.writeFile(file, content, (err, result) => {
+	if (err)
+		return reject(err);
+	return resolve(result);
+}));
 module.exports = class BankLetter {
 	constructor({
 		client,
@@ -60,14 +61,7 @@ module.exports = class BankLetter {

 	async serialize(path) {
 		const letter = await this.generate();
-
-		try {
-			fs.writeFileSync(path, letter);
-			console.log(`Data written to file on path '${path}'`);
-		} catch (error) {
-			console.error(`error while writing bank letter to path '${path}' with error ${error}`);
-			throw error;
-		}
-		return new Promise(resolve => resolve(true));
+		await writeFile(path, letter);
+		return true;
 	}
 };
--- a/lib/Client.js
+++ b/lib/Client.js
@@ -13,14 +13,47 @@ const response = require('./middleware/response');
 const stringifyKeys = (keys) => {
 	Object.keys(keys).map((key) => {
 		keys[key] = keys[key] === null ? null : keys[key].toPem();
-
 		return key;
 	});

 	return JSON.stringify(keys);
 };

+/**
+ * Keys persistent object
+ * @typedef {Object} KeysObject
+ * @property {string} A006 - PEM representation of the A006 private key
+ * @property {string} E002 - PEM representation of the E002 private key
+ * @property {string} X002 - PEM representation of the X002 private key
+ * @property {string} bankX002 - PEM representation of the bankX002 public key
+ * @property {string} bankE002 - PEM representation of the bankE002 public key
+ */
+
+/**
+ * Key storage implementation
+ * @typedef {Object} KeyStorage
+ * @property {(data: KeysObject):Promise<void>} write - writes the keys to storage
+ * @property {():Promise<KeysObject>} read - reads the keys from storage
+ */
+
+/**
+ * Client initialization options
+ * @typedef {Object} EbicClientOptions
+ * @property {string} url - EBICS URL provided by the bank
+ * @property {string} partnerId - PARTNERID provided by the bank
+ * @property {string} hostId - HOSTID provided by the bank
+ * @property {string} userId - USERID provided by the bank
+ * @property {string} passphrase - passphrase for keys encryption
+ * @property {KeyStorage} keyStorage - keyStorage implementation
+ * @property {object} [tracesStorage] - traces (logs) storage implementation
+ */
+
+
 module.exports = class Client {
+	/**
+	 *Creates an instance of Client.
+	 * @param {EbicClientOptions} clientOptions
+	 */
 	constructor({
 		url,
 		partnerId,
@@ -31,15 +64,15 @@ module.exports = class Client {
 		tracesStorage,
 	}) {
 		if (!url)
-			throw new Error('EBICS URL is requierd');
+			throw new Error('EBICS URL is required');
 		if (!partnerId)
-			throw new Error('partnerId is requierd');
+			throw new Error('partnerId is required');
 		if (!userId)
-			throw new Error('userId is requierd');
+			throw new Error('userId is required');
 		if (!hostId)
-			throw new Error('hostId is requierd');
+			throw new Error('hostId is required');
 		if (!passphrase)
-			throw new Error('passphrase is requierd');
+			throw new Error('passphrase is required');

 		if (!keyStorage || typeof keyStorage.read !== 'function' || typeof keyStorage.write !== 'function')
 			throw new Error('keyStorage implementation missing or wrong');
@@ -174,6 +207,12 @@ module.exports = class Client {
 		});
 	}

+	async signOrder(order) {
+		const { version } = order;
+		const keys = await this.keys();
+		return signer.version(version).sign((await serializer.use(order, this)).toXML(), keys.x());
+	}
+
 	async keys() {
 		try {
 			const keysString = await this._readKeys();
--- a/lib/consts.js
+++ b/lib/consts.js
@@ -1,9 +1,8 @@
 'use strict';

-const packageJson = require('../package.json');
+const { version } = require('../package.json');

 const name = 'Node Ebics Client';
-const { version } = packageJson;
 const orderOperations = {
 	ini: 'INI',
 	upload: 'UPLOAD',
--- a/lib/crypto/BigNumber.js
+++ b/lib/crypto/BigNumber.js
@@ -0,0 +1,66 @@
+'use strict';
+
+const { jsbn: { BigInteger } } = require('node-forge');
+
+class BigNumber {
+	constructor(value, radix = 10) {
+		if (value === null || value === undefined)
+			throw new Error('value is missing.');
+
+		this._n = new BigInteger(null);
+
+		if (value instanceof BigNumber)
+			this._n = value._n;
+		else if (value instanceof BigInteger)
+			this._n = value;
+		else if (typeof value === 'number')
+			this._n.fromInt(value);
+		else if (typeof value === 'string')
+			this._n.fromString(value, radix);
+		else if (Buffer.isBuffer(value))
+			this._n.fromString(value.toString('hex'), 16);
+		else if (Array.isArray(value))
+			this._n.fromString(Buffer.from(value).toString('hex'), 16);
+		else
+			throw new TypeError('Unsupported value type.');
+	}
+
+	toBEBuffer(length) {
+		const arr = this._n.toByteArray();
+		if (length === undefined)
+			return Buffer.from(arr);
+
+		if (arr.length > length)
+			throw new Error('Number out of range.');
+
+		while (arr.length < length)
+			arr.unshift(0);
+
+		return Buffer.from(arr);
+	}
+
+	toString(radix = 10) {
+		const result = this._n.toString(radix);
+		if (radix === 16)
+			return result.padStart(2, '0');
+		return result;
+	}
+
+	and(num) {
+		return new BigNumber(this._n.and(new BigNumber(num)._n));
+	}
+
+	mul(num) {
+		return new BigNumber(this._n.multiply(new BigNumber(num)._n));
+	}
+
+	mod(num) {
+		return new BigNumber(this._n.mod(new BigNumber(num)._n));
+	}
+
+	shrn(num) {
+		return new BigNumber(this._n.shiftRight(new BigNumber(num)._n));
+	}
+}
+
+module.exports = BigNumber;
--- a/lib/crypto/Crypto.js
+++ b/lib/crypto/Crypto.js
@@ -2,15 +2,14 @@

 const crypto = require('crypto');

-const BN = require('bn.js');
-
+const BigNumber = require('./BigNumber.js');
 const mgf1 = require('./MGF1');

 const modPow = (base, power, mod) => {
-	let result = new BN(1);
+	let result = new BigNumber(1);

 	while (power > 0) {
-		result = power.and(new BN(1)) == 1 ? (result.mul(base)).mod(mod) : result; // eslint-disable-line
+		result = power.and(new BigNumber(1)) == 1 ? (result.mul(base)).mod(mod) : result; // eslint-disable-line
 		base = (base.mul(base)).mod(mod);
 		power = power.shrn(1);
 	}
@@ -28,10 +27,13 @@ const emsaPSS = (msg, salt) => {
 	const dbMask = mgf1.generate(mTickHash, db.length);
 	const maskedDb = mgf1.xor(db, dbMask);

-	let maskedDbMsb = mgf1.rjust(new BN(maskedDb.slice(0, 1), 2).toString(2), 8, '0');
+	let maskedDbMsb = mgf1.rjust(new BigNumber(maskedDb.slice(0, 1)).toString(2), 8, '0');
+

 	maskedDbMsb = `0${maskedDbMsb.substr(1)}`;
-	maskedDb[0] = (new BN(maskedDbMsb, 2).toBuffer())[0]; // eslint-disable-line
+	// console.log((new BN(maskedDbMsb, 2).toBuffer())[0], new BigNumber(maskedDbMsb, 2).toBuffer()[0]);
+	// maskedDb[0] = (new BN(maskedDbMsb, 2).toBuffer())[0]; // eslint-disable-line
+	maskedDb[0] = new BigNumber(maskedDbMsb, 2).toBEBuffer()[0]; // eslint-disable-line

 	return Buffer.concat([maskedDb, mTickHash, Buffer.from('BC', 'hex')]);
 };
@@ -65,11 +67,12 @@ module.exports = class Crypto {
 	}

 	static sign(key, msg, salt = crypto.randomBytes(32)) {
-		const base = new BN(emsaPSS(msg, salt));
-		const power = new BN(key.d());
-		const mod = new BN(key.n());
+		// console.log(key.d());
+		const base = new BigNumber(emsaPSS(msg, salt));
+		const power = new BigNumber(key.d());
+		const mod = new BigNumber(key.n());

-		return (modPow(base, power, mod)).toBuffer().toString('base64');
+		return (modPow(base, power, mod)).toBEBuffer().toString('base64');
 	}

 	static pad(d) {
--- a/lib/crypto/MGF1.js
+++ b/lib/crypto/MGF1.js
@@ -1,13 +1,13 @@
 'use strict';

 const crypto = require('crypto');
-const BN = require('bn.js');
+
+const BigNumber = require('./BigNumber.js');

 const MFG_LEN = 32;

 const divceil = (a, b) => ~~(((a + b) - 1) / b); // eslint-disable-line no-bitwise
-const rjust = (string, width, padding) => {
-	padding = padding || ' ';
+const rjust = (string, width, padding = ' ') => {
 	padding = padding.substr(0, 1);
 	if (string.length < width)
 		return padding.repeat(width - string.length) + string;
@@ -26,7 +26,7 @@ const i2osp = (x, len) => {
 	if (x >= 256 ** len)
 		throw new Error('Integer too large');

-	return Buffer.from(rjust((Buffer.from((new BN(x)).toArray('be', 4)).toString()).replace(/\x00/gi, ''), len, '\x00')); // eslint-disable-line no-control-regex
+	return Buffer.from(rjust(new BigNumber(x).toBEBuffer(4).toString().replace(/\x00/gi, ''), len, '\x00')); // eslint-disable-line no-control-regex
 };

 module.exports = {
--- a/lib/keymanagers/Key.js
+++ b/lib/keymanagers/Key.js
@@ -0,0 +1,138 @@
+'use strict';
+
+const {
+	pki: {
+		rsa,
+		publicKeyToPem,
+		privateKeyToPem,
+		publicKeyFromPem,
+		privateKeyFromPem,
+	},
+	jsbn: {
+		BigInteger,
+	},
+} = require('node-forge');
+
+const getKeyType = (str) => {
+	const matches = str.match(/(PRIVATE|PUBLIC) KEY/);
+	if (!matches)
+		return null;
+	return matches[1].toLowerCase();
+};
+
+const keyFromPem = (pem) => {
+	const type = getKeyType(pem);
+	const isPublic = type === 'public';
+	const key = isPublic ? publicKeyFromPem(pem) : privateKeyFromPem(pem);
+
+	return {
+		isPublic,
+		key,
+	};
+};
+
+/**
+ * Creates a public key from modulus and exponent
+ * @param {Buffer} mod - the modulus
+ * @param {Buffer} exp - the exponent
+ */
+const keyFromModAndExp = (mod, exp) => {
+	const bnMod = new BigInteger(mod.toString('hex'), 16);
+	const bnExp = new BigInteger(exp.toString('hex'), 16);
+
+	return {
+		key: rsa.setPublicKey(bnMod, bnExp),
+		isPublic: true,
+	};
+};
+
+module.exports = class Key {
+	constructor({
+		pem = null, mod = null, exp = null, size = 2048,
+	} = {}) {
+		// generate new private key
+		if (!pem && !mod && !exp) {
+			const keyPair = rsa.generateKeyPair(size);
+
+			this.keyIsPublic = false;
+			this.privateKey = keyPair.privateKey;
+			this.publicKey = keyPair.publicKey;
+
+			return;
+		}
+
+		// new key from pem string
+		if (pem) {
+			const { key, isPublic } = keyFromPem(pem);
+
+			this.keyIsPublic = isPublic;
+			this.privateKey = isPublic ? null : key;
+			this.publicKey = isPublic ? key : null;
+
+			return;
+		}
+
+		// new key from mod and exp
+		if (mod && exp) {
+			const { key, isPublic } = keyFromModAndExp(mod, exp);
+
+			this.keyIsPublic = isPublic;
+			this.privateKey = isPublic ? null : key;
+			this.publicKey = isPublic ? key : null;
+
+			return;
+		}
+
+		// not good
+		throw new Error(`Can not create key without ${!mod ? 'modulus' : 'exponent'}.`);
+	}
+
+	static generate(size = 2048) {
+		return new Key({ size });
+	}
+
+	static importKey({ mod, exp }) {
+		return new Key({ mod, exp });
+	}
+
+	n(to = 'buff') {
+		const key = this.keyIsPublic ? this.publicKey : this.privateKey;
+		const keyN = Buffer.from(key.n.toByteArray());
+
+		return to === 'hex' ? keyN.toString('hex', 1) : keyN;
+	}
+
+	e(to = 'buff') {
+		const key = this.keyIsPublic ? this.publicKey : this.privateKey;
+		const eKey = Buffer.from(key.e.toByteArray());
+
+		return to === 'hex' ? eKey.toString('hex') : eKey;
+	}
+
+	d() {
+		if (this.keyIsPublic)
+			throw new Error('Can not get d component out of public key.');
+
+		return Buffer.from(this.privateKey.d.toByteArray());
+	}
+
+	isPrivate() {
+		return !this.keyIsPublic;
+	}
+
+	isPublic() {
+		return this.keyIsPublic;
+	}
+
+	// eslint-disable-next-line class-methods-use-this
+	size() {
+		const keyN = this.n('hex');
+		const bn = new BigInteger(keyN, 16);
+
+		return bn.bitLength();
+	}
+
+	toPem() {
+		return this.keyIsPublic ? publicKeyToPem(this.publicKey) : privateKeyToPem(this.privateKey);
+	}
+};
--- a/lib/keymanagers/Keys.js
+++ b/lib/keymanagers/Keys.js
@@ -1,8 +1,13 @@
 'use strict';

-const Key = require('./keyRSA');
+const Key = require('./Key');

-const keyOrNull = key => (key ? Key(key) : null);
+const keyOrNull = (key) => {
+	if (key instanceof Key)
+		return key;
+
+	return key ? new Key({ pem: key }) : null;
+};

 module.exports = class Keys {
 	constructor({
@@ -25,15 +30,15 @@ module.exports = class Keys {
 		const keys = {};

 		Object.keys({ A006: '', X002: '', E002: '' }).forEach((key) => {
-			keys[key] = Key().generate();
+			keys[key] = Key.generate(); // Key().generate();
 		});

 		return new Keys(keys);
 	}

 	setBankKeys(bankKeys) {
-		this.keys.bankX002 = Key().importKey(bankKeys.bankX002);
-		this.keys.bankE002 = Key().importKey(bankKeys.bankE002);
+		this.keys.bankX002 = new Key(bankKeys.bankX002); // Key().importKey(bankKeys.bankX002);
+		this.keys.bankE002 = new Key(bankKeys.bankE002); // Key().importKey(bankKeys.bankE002);
 	}

 	a() {
--- a/lib/keymanagers/keyRSA.js
+++ b/lib/keymanagers/keyRSA.js
@@ -1,49 +0,0 @@
-'use strict';
-
-const BN = require('bn.js');
-const NodeRSA = require('node-rsa');
-
-const keyOrNull = (encodedKey) => {
-	if (encodedKey === null) return new NodeRSA();
-
-	return (encodedKey instanceof NodeRSA) ? encodedKey : new NodeRSA(encodedKey);
-};
-
-module.exports = encodedKey => ({
-	key: keyOrNull(encodedKey),
-
-	generate(keySize = 2048) {
-		return new NodeRSA({ b: keySize });
-	},
-
-	importKey({ mod, exp }) {
-		this.key = new NodeRSA();
-		this.key.importKey({ n: mod, e: exp }, 'components-public');
-
-		return this;
-	},
-
-	n(to = 'buff') {
-		const keyN = Buffer.from(this.key.exportKey('components-public').n);
-
-		return to === 'hex'
-			? keyN.toString('hex', 1)
-			: keyN;
-	},
-
-	e(to = 'buff') {
-		const eKey = new BN(this.key.exportKey('components-public').e).toBuffer();
-
-		return to === 'hex'
-			? eKey.toString('hex')
-			: eKey;
-	},
-
-	d() {
-		return this.key.keyPair.d.toBuffer();
-	},
-
-	toPem() {
-		return this.key.isPrivate() ? this.key.exportKey('pkcs1-private-pem') : this.key.exportKey('pkcs8-public-pem');
-	},
-});
--- a/lib/orders/H004/errors.js
+++ b/lib/orders/H004/errors.js
@@ -10,12 +10,12 @@ const errors = {
 		'011000': {
 			symbol: 'EBICS_DOWNLOAD_POSTPROCESS_DONE',
 			short_text: 'Positive acknowledgement received',
-			meaning: "After receipt of a positive acknowledgement the download task was finished at the server's end and the EBICS transaction ended.",
+			meaning: "After receipt of a positive acknowledgment the download task was finished at the server's end and the EBICS transaction ended.",
 		},
 		'011001': {
 			symbol: 'EBICS_DOWNLOAD_POSTPROCESS_SKIPPED',
-			short_text: 'Negative acknowledgement received',
-			meaning: "After receipt of a negative acknowledgement the transaction was ended at the server's end without finishing the download task",
+			short_text: 'Negative acknowledgment received',
+			meaning: "After receipt of a negative acknowledgment the transaction was ended at the server's end without finishing the download task",
 		},
 		'011101': {
 			symbol: 'EBICS_TX_SEGMENT_NUMBER_UNDERRUN',
@@ -32,6 +32,11 @@ const errors = {
 			short_text: 'Authentication signature error',
 			meaning: 'Verification of the authentication signature was not successful',
 		},
+		'061011': {
+			symbol: 'EBICS_INVALID_HOST_ID',
+			short_text: 'The transmitted HostID is unknown on the bank side',
+			meaning: 'The transmitted HostID is unknown on the bank side',
+		},
 		'061002': {
 			symbol: 'EBICS_INVALID_REQUEST',
 			short_text: 'Message not EBICSconformant',
@@ -104,8 +109,8 @@ const errors = {
 		},
 		'091102': {
 			symbol: 'EBICS_TX_ABORT',
-			short_text: 'Transaction cancelled',
-			meaning: "The transaction was cancelled at the server's end since recovery of the transaction is not supported or is no longer possible due to the recovery counter being too high",
+			short_text: 'Transaction canceled',
+			meaning: "The transaction was canceled at the server's end since recovery of the transaction is not supported or is no longer possible due to the recovery counter being too high",
 		},
 		'091103': {
 			symbol: 'EBICS_TX_MESSAGE_REPLAY',
--- a/lib/orders/H004/response.js
+++ b/lib/orders/H004/response.js
@@ -2,7 +2,6 @@

 const zlib = require('zlib');
 const crypto = require('crypto');
-const BN = require('bn.js');

 const Crypto = require('../../crypto/Crypto');

@@ -52,7 +51,6 @@ module.exports = (xml, keys) => ({

 	transactionKey() {
 		const keyNodeText = this.doc.getElementsByTagNameNS('urn:org:ebics:H004', 'TransactionKey')[0].textContent;
-
 		return Crypto.privateDecrypt(this.keys.e(), Buffer.from(keyNodeText, 'base64'));
 	},

@@ -65,14 +63,14 @@ module.exports = (xml, keys) => ({

 	orderId() {
 		const select = xpath.useNamespaces({ xmlns: 'urn:org:ebics:H004' });
-		const node = select('//xmlns:header/xmlns:mutable/xmlns:OrderID', this.doc);
+		const node = select('.//xmlns:header/xmlns:mutable/xmlns:OrderID', this.doc);

 		return node.length ? node[0].textContent : '';
 	},

 	businessCode() {
 		const select = xpath.useNamespaces({ xmlns: 'urn:org:ebics:H004' });
-		const node = select('//xmlns:body/xmlns:ReturnCode', this.doc)
+		const node = select('//xmlns:body/xmlns:ReturnCode', this.doc);

 		return node.length ? node[0].textContent : '';
 	},
@@ -127,10 +125,12 @@ module.exports = (xml, keys) => ({
 			const modulus = xpath.select(".//*[local-name(.)='Modulus']", keyNodes[i])[0].textContent;
 			const exponent = xpath.select(".//*[local-name(.)='Exponent']", keyNodes[i])[0].textContent;

-			const mod = new BN(Buffer.from(modulus, 'base64'), 2).toBuffer();
-			const exp = new BN(Buffer.from(exponent, 'base64')).toNumber();
-
-			bankKeys[`bank${type}`] = { mod, exp };
+			const mod = Buffer.from(modulus, 'base64');
+			const exp = Buffer.from(exponent, 'base64');
+			bankKeys[`bank${type}`] = {
+				mod,
+				exp,
+			};
 		}

 		return bankKeys;
--- a/lib/orders/H004/serializers/download.js
+++ b/lib/orders/H004/serializers/download.js
@@ -3,7 +3,6 @@
 const js2xmlparser = require('js2xmlparser');

 const Crypto = require('../../../crypto/Crypto');
-
 const genericSerializer = require('./generic');

 module.exports = {
--- a/lib/predefinedOrders/C52.js
+++ b/lib/predefinedOrders/C52.js
@@ -0,0 +1,13 @@
+'use strict';
+
+const utils = require('../utils');
+
+module.exports = (start = null, end = null) => ({
+	version: 'h004',
+	orderDetails: {
+		OrderType: 'C52',
+		OrderAttribute: 'DZHNN',
+		StandardOrderParams: utils.dateRange(start, end),
+	},
+	operation: 'download',
+});
--- a/lib/predefinedOrders/C53.js
+++ b/lib/predefinedOrders/C53.js
@@ -0,0 +1,13 @@
+'use strict';
+
+const utils = require('../utils');
+
+module.exports = (start = null, end = null) => ({
+	version: 'h004',
+	orderDetails: {
+		OrderType: 'C53',
+		OrderAttribute: 'DZHNN',
+		StandardOrderParams: utils.dateRange(start, end),
+	},
+	operation: 'download',
+});
--- a/lib/predefinedOrders/DKI.js
+++ b/lib/predefinedOrders/DKI.js
@@ -0,0 +1,13 @@
+'use strict';
+
+const utils = require('../utils');
+
+module.exports = (start = null, end = null) => ({
+	version: 'h004',
+	orderDetails: {
+		OrderType: 'DKI',
+		OrderAttribute: 'DZHNN',
+		StandardOrderParams: utils.dateRange(start, end),
+	},
+	operation: 'download',
+});
--- a/lib/predefinedOrders/index.js
+++ b/lib/predefinedOrders/index.js
@@ -23,6 +23,9 @@ const HKD = require('./HKD');
 const PTK = require('./PTK');
 const HAC = require('./HAC');
 const Z53 = require('./Z53');
+const DKI = require('./DKI');
+const C52 = require('./C52');
+const C53 = require('./C53');

 module.exports = {
 	INI,
@@ -39,6 +42,7 @@ module.exports = {
 	CCS,
 	XE3,
 	XCT,
+
 	STA,
 	VMK,
 	HAA,
@@ -47,4 +51,7 @@ module.exports = {
 	HKD,
 	PTK,
 	HAC,
+	DKI,
+	C52,
+	C53,
 };
--- a/lib/storages/tracesStorage.js
+++ b/lib/storages/tracesStorage.js
@@ -4,9 +4,7 @@ const fs = require('fs');

 const uuidv1 = require('uuid/v1');

-const traceName = (uuid, label, type, ext = 'xml') => {
-	return `${uuid}_${label}_${type}.${ext}`;
-};
+const traceName = (uuid, label, type, ext = 'xml') => `${uuid}_${label}_${type}.${ext}`;

 module.exports = dir => ({
 	traceData: '',
@@ -58,9 +56,7 @@ module.exports = dir => ({

 		try {
 			fs.writeFileSync(path, this.traceData);
-			console.log("Data written to file");
 		} catch (error) {
-			console.log(error);
 			throw error;
 		}
 	},
--- a/lib/utils.js
+++ b/lib/utils.js
@@ -1,18 +1,46 @@
 'use strict';

+const prefixNumber = (n) => {
+	if (n < 10)
+		return `0${n}`;
+	return n.toString();
+};
+
+const date = {
+	getDateObject(d = Date.now()) {
+		const dateObject = new Date(d);
+		// eslint-disable-next-line no-restricted-globals
+		if (isNaN(dateObject))
+			throw new Error(`${d} is invalid date.`);
+		return dateObject;
+	},
+	toISODate(d = Date.now(), utc = true) {
+		const t = date.getDateObject(d);
+		if (utc)
+			return `${t.getUTCFullYear()}-${prefixNumber(t.getUTCMonth() + 1)}-${prefixNumber(t.getUTCDate())}`;
+		return `${t.getFullYear()}-${prefixNumber(t.getMonth() + 1)}-${prefixNumber(t.getDate())}`;
+	},
+	toISOTime(d = Date.now(), utc = true) {
+		const t = date.getDateObject(d);
+		if (utc)
+			return `${prefixNumber(t.getUTCHours())}:${prefixNumber(t.getUTCMinutes())}:${prefixNumber(t.getUTCSeconds())}`;
+		return `${prefixNumber(t.getHours())}:${prefixNumber(t.getMinutes())}:${prefixNumber(t.getSeconds())}`;
+	},
+};
+
 const dateRange = (start, end) => {
 	if (start && end)
 		return {
 			DateRange: {
-				Start: start,
-				End: end,
+				Start: date.toISODate(start),
+				End: date.toISODate(end),
 			},
 		};

 	return {};
 };

-
 module.exports = {
 	dateRange,
+	date,
 };
--- a/package-lock.json
+++ b/package-lock.json
--- a/package.json
+++ b/package.json
@@ -1,10 +1,17 @@
 {
 	"name": "ebics-client",
-	"version": "0.0.7",
+	"version": "0.1.3",
 	"description": "Node.js ISO 20022 Compliant EBICS Client",
 	"main": "index.js",
+	"files": [
+		"lib/**/*",
+		"templates/**/*"
+	],
 	"scripts": {
-		"test": "echo \"Error: no test specified\" && exit 1"
+		"lint": "eslint .",
+		"test": "nyc mocha test/**/*.js",
+		"coverage": "nyc report --reporter=text-lcov | coveralls",
+		"version": "auto-changelog -p -t changelog-template.hbs && git add CHANGELOG.md"
 	},
 	"repository": {
 		"type": "git",
@@ -14,10 +21,21 @@
 		"EBICS",
 		"ISO20022",
 		"nodejs",
-		"api"
+		"api",
+		"banking"
 	],
 	"author": "eCollect Sofia Tech Team",
 	"contributors": [
+		{
+			"name": "Dimitar Nanov",
+			"url": "https://nanov.io",
+			"email": "dimitar@nanov.io"
+		},
+		{
+			"name": "Vladislav Hristov",
+			"url": "https://github.com/vladhristov",
+			"email": "vlad.s.ch@gmail.com"
+		},
 		{
 			"name": "Vasyl Stashuk",
 			"url": "https://github.com/vasyas"
@@ -25,26 +43,32 @@
 		{
 			"name": "Yago",
 			"url": "https://github.com/yagop"
+		},
+		{
+			"name": "Herman van Hazendonk",
+			"email": "github.com@herrie.org"
 		}
 	],
-	"license": "MIT",
+	"license": "GPL-3.0-only",
 	"dependencies": {
-		"bn.js": "^4.11.8",
-		"handlebars": "^4.0.11",
-		"js2xmlparser": "^3.0.0",
-		"moment": "^2.22.1",
-		"node-rsa": "^0.4.2",
-		"request": "^2.87.0",
-		"uuid": "^3.3.2",
-		"xml-crypto": "^0.10.1",
+		"auto-changelog": "^1.16.2",
+		"handlebars": "^4.5.3",
+		"js2xmlparser": "^4.0.0",
+		"node-forge": "^0.9.1",
+		"request": "^2.88.0",
+		"uuid": "^3.3.3",
+		"xml-crypto": "^1.4.0",
 		"xmldom": "^0.1.27",
 		"xpath": "0.0.27"
 	},
 	"devDependencies": {
 		"chai": "^4.2.0",
-		"eslint": "^4.19.1",
-		"eslint-config-airbnb-base": "^12.1.0",
-		"eslint-plugin-import": "^2.12.0",
-		"mocha": "^6.1.4"
+		"coveralls": "^3.0.7",
+		"eslint": "^6.6.0",
+		"eslint-config-ecollect-base": "^0.1.2",
+		"eslint-plugin-import": "^2.18.2",
+		"libxmljs": "^0.19.7",
+		"mocha": "^6.2.2",
+		"nyc": "^14.1.1"
 	}
 }
--- a/templates/ini_de.hbs
+++ b/templates/ini_de.hbs
--- a/templates/ini_en.hbs
+++ b/templates/ini_en.hbs
@@ -0,0 +1,164 @@
+<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
+<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en">
+
+<head>
+	<meta http-equiv="content-type" content="text/html; charset=utf-8">
+	<meta charset="UTF-8" />
+	<title>EBICS ini</title>
+</head>
+
+<body>
+	<div>
+		<h2>EBICS-Initialization letter (INI)</h2>
+		<table>
+			<tr>
+				<td>Date</td>
+				<td>{{ today }}</td>
+			</tr>
+			<tr>
+				<td>Time</td>
+				<td>{{ now }}</td>
+			</tr>
+			<tr>
+				<td>Recipient</td>
+				<td>{{ bankName }}</td>
+			</tr>
+			<tr>
+				<td>User ID</td>
+				<td>{{ userId }}</td>
+			</tr>
+			<tr>
+				<td>Customer ID</td>
+				<td>{{ partnerId }}</td>
+			</tr>
+		</table>
+		<p>Public authentication key (A006)</p>
+		<p>Exponent ({{ keyExponentBits A006 }} Bit):</p>
+		<p>
+			<code>{{ keyExponent A006 }}</code>
+		</p>
+		<p>Modulus ({{ keyModulusBits A006 }} Bit):</p>
+		<p>
+			<code>{{ keyModulus A006 }}</code>
+		</p>
+		<p>SHA-256 Hash:</p>
+		<p>
+			<code>{{ sha256 A006 }}</code>
+		</p>
+		<p>I hereby confirm the above public key for my electronic signature.</p>
+		<br/>
+		<br/>
+		<br/>
+		<br/>
+		<table>
+			<tr>
+				<td>_________________________</td>
+				<td>_________________________</td>
+				<td>_________________________</td>
+			</tr>
+			<tr>
+				<td>City/Date</td>
+				<td>Name/Company</td>
+				<td>Signature</td>
+			</tr>
+		</table>
+	</div>
+	<div style="page-break-after:always"></div>
+	<h2>EBICS-Initialization letter (HIA) - Page 1/2</h2>
+	<table>
+		<tr>
+			<td>Date</td>
+			<td>{{ today }}</td>
+		</tr>
+		<tr>
+			<td>Time</td>
+			<td>{{ now }}</td>
+		</tr>
+		<tr>
+			<td>Recipient</td>
+			<td>{{ bankName }}</td>
+		</tr>
+		<tr>
+			<td>User ID</td>
+			<td>{{ userId }}</td>
+		</tr>
+		<tr>
+			<td>Customer ID</td>
+			<td>{{ partnerId }}</td>
+		</tr>
+	</table>
+	<div>
+		<p>Public Identification Key (X002)</p>
+		<p>Exponent ({{ keyExponentBits X002 }} Bit):</p>
+		<p>
+			<code>{{ keyExponent X002 }}</code>
+		</p>
+		<p>Modulus ({{ keyModulusBits X002 }} Bit):</p>
+		<p>
+			<code>{{ keyModulus X002 }}</code>
+		</p>
+		<p>SHA-256 Hash:</p>
+		<p>
+			<code>{{ sha256 X002 }}</code>
+		</p>
+		<p> Continuation on Page 2 ...</p>
+		<div style="page-break-after:always"></div>
+		<h2>EBICS-Initialization letter (HIA) - Page 2/2</h2>
+		<table>
+			<tr>
+				<td>Date</td>
+				<td>{{ today }}</td>
+			</tr>
+			<tr>
+				<td>Time</td>
+				<td>{{ now }}</td>
+			</tr>
+			<tr>
+				<td>Recipient</td>
+				<td>{{ bankName }}</td>
+			</tr>
+			<tr>
+				<td>User ID</td>
+				<td>{{ userId }}</td>
+			</tr>
+			<tr>
+				<td>Customer ID</td>
+				<td>{{ partnerId }}</td>
+			</tr>
+		</table>
+	</div>
+	<div>
+		<p>Public Encryption Key (E002)</p>
+		<p>Exponent ({{ keyExponentBits E002 }} Bit):</p>
+		<p>
+			<code>{{ keyExponent E002 }}</code>
+		</p>
+		<p>Modulus ({{ keyModulusBits E002 }} Bit):</p>
+		<p>
+			<code>{{ keyModulus E002 }}</code>
+		</p>
+		<p>SHA-256 Hash:</p>
+		<p>
+			<code>{{ sha256 E002 }}</code>
+		</p>
+		<p>I hereby confirm the above public keys for my EBICS access.</p>
+		<br/>
+		<br/>
+		<br/>
+		<br/>
+		<table>
+			<tr>
+				<td>_________________________</td>
+				<td>_________________________</td>
+				<td>_________________________</td>
+			</tr>
+			<tr>
+				<td>City/Date</td>
+				<td>Name/Company</td>
+				<td>Signature</td>
+			</tr>
+		</table>
+	</div>
+</body>
+
+</html>
--- a/test/fixtures/HPB_response.xml
+++ b/test/fixtures/HPB_response.xml
@@ -0,0 +1,21 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebicsKeyManagementResponse xmlns="urn:org:ebics:H004" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" Revision="1" Version="H004" xsi:schemaLocation="urn:org:ebics:H004 ebics_keymgmt_response_H004.xsd">
+  <header authenticate="true">
+    <static/>
+    <mutable>
+      <ReturnCode>000000</ReturnCode>
+      <ReportText>[EBICS_OK] OK</ReportText>
+    </mutable>
+  </header>
+  <body>
+    <DataTransfer>
+      <DataEncryptionInfo authenticate="true">
+        <EncryptionPubKeyDigest Algorithm="http://www.w3.org/2001/04/xmlenc#sha256" Version="E002">nuZyAjQoIvH4MwnrCWB82TC/vcNqigpqPtMXwO1Xk9U=</EncryptionPubKeyDigest>
+        <TransactionKey>QgfTQqhocARTcpcgySGxn5a+uBuFsHCX0oBINQQIfsgMRR+wEZ3zlXQMUm5GUwwOci2wjkRHJ3PoO4Yd0KzDNWiXFuX/9n00bpnNN5MsTCRgDqJRzZrA1jDxWRBVY/sv3l1gS/ERwyWqub456VZ7DYlXlRA8yp5lormoxftpIt6/Cf0ShmhS8qlUkLYSn/8ugQRl1KRTID5ZSXPjDYAIVZ0izVxblaBYXgs6RH9VvP4uKSn4CFYiFp+alo6EcxFNgMVUnfzaEbsPH/aX9Y3tbdWhATBZSxTT8iMoi2ARhz9VB711aavB8vgzcD6jH3ZtIm+sCb3UC3A/KehEn9GjIA==</TransactionKey>
+      </DataEncryptionInfo>
+      <OrderData>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</OrderData>
+    </DataTransfer>
+    <ReturnCode authenticate="true">000000</ReturnCode>
+    <TimestampBankParameter authenticate="true">2016-08-10T16:16:17.512Z</TimestampBankParameter>
+  </body>
+</ebicsKeyManagementResponse>
--- a/test/fixtures/HPB_response_data.xml
+++ b/test/fixtures/HPB_response_data.xml
@@ -0,0 +1,22 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<HPBResponseOrderData xmlns="urn:org:ebics:H004" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xsi:schemaLocation="urn:org:ebics:H004 ebics_orders_H004.xsd">
+  <AuthenticationPubKeyInfo>
+    <PubKeyValue>
+      <ds:RSAKeyValue>
+        <ds:Modulus>AJWVHQIfP0H1fr5Y7IjSlDmFksqQ+0E+CjzbEeE6r444LCuSXwbGKF6DJqguyX1qGYxjHRvVtdkNa+GNAtlZnmuPeLHPBUOs5Zx9J5JP4JZOcKd/wnRDIasTkg3NrtZ22tjOrWx26VuR6h7dUH2oJRnFDHmbXoCDMxkqJUNr/TM89p5slJ9Oj5+NAaOzm+7AlwbJ95EI/xc2jEfhp+GdF9CYdS/m2AZaAt79y6QDtBSDdAs0OHTgsOIjbjZkptBF/Gkip2sOordjsChRNLHLDcAOWbsg1NVMuhXs1b6+bCVLXQcGhFydYhqvrXB7pFS0++hlyzqGhbZK5cwEe/v8EJk=</ds:Modulus>
+        <ds:Exponent>AQAB</ds:Exponent>
+      </ds:RSAKeyValue>
+    </PubKeyValue>
+    <AuthenticationVersion>X002</AuthenticationVersion>
+  </AuthenticationPubKeyInfo>
+  <EncryptionPubKeyInfo>
+    <PubKeyValue>
+      <ds:RSAKeyValue>
+        <ds:Modulus>AJWVHQIfP0H1fr5Y7IjSlDmFksqQ+0E+CjzbEeE6r444LCuSXwbGKF6DJqguyX1qGYxjHRvVtdkNa+GNAtlZnmuPeLHPBUOs5Zx9J5JP4JZOcKd/wnRDIasTkg3NrtZ22tjOrWx26VuR6h7dUH2oJRnFDHmbXoCDMxkqJUNr/TM89p5slJ9Oj5+NAaOzm+7AlwbJ95EI/xc2jEfhp+GdF9CYdS/m2AZaAt79y6QDtBSDdAs0OHTgsOIjbjZkptBF/Gkip2sOordjsChRNLHLDcAOWbsg1NVMuhXs1b6+bCVLXQcGhFydYhqvrXB7pFS0++hlyzqGhbZK5cwEe/v8EJk=</ds:Modulus>
+        <ds:Exponent>AQAB</ds:Exponent>
+      </ds:RSAKeyValue>
+    </PubKeyValue>
+    <EncryptionVersion>E002</EncryptionVersion>
+  </EncryptionPubKeyInfo>
+  <HostID>CRSISOTB</HostID>
+</HPBResponseOrderData>
--- a/test/fixtures/INI_reposne.xml
+++ b/test/fixtures/INI_reposne.xml
@@ -0,0 +1,13 @@
+<h004:ebicsKeyManagementResponse xmlns:h004="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:org:ebics:H004 ebics_H004.xsd" Version="H004" Revision="1">
+  <h004:header authenticate="true">
+    <h004:static />
+    <h004:mutable>
+      <h004:OrderID>B004</h004:OrderID>
+      <h004:ReturnCode>000000</h004:ReturnCode>
+      <h004:ReportText>[EBICS_OK] OK</h004:ReportText>
+    </h004:mutable>
+  </h004:header>
+  <h004:body>
+    <h004:ReturnCode authenticate="true">000000</h004:ReturnCode>
+  </h004:body>
+</h004:ebicsKeyManagementResponse>
--- a/test/fixtures/Letter_DE.html
+++ b/test/fixtures/Letter_DE.html
@@ -0,0 +1,164 @@
+<!DOCTYPE html PUBLIC "-//W3C//DTD XHTML 1.0 Strict//EN" "http://www.w3.org/TR/xhtml1/DTD/xhtml1-strict.dtd">
+<html xmlns="http://www.w3.org/1999/xhtml" xml:lang="en">
+
+<head>
+	<meta http-equiv="content-type" content="text/html; charset=utf-8">
+	<meta charset="UTF-8" />
+	<title>EBICS ini</title>
+</head>
+
+<body>
+	<div>
+		<h2>EBICS-Initialisierungsbrief (INI)</h2>
+		<table>
+			<tr>
+				<td>Datum</td>
+				<td>2019-11-20</td>
+			</tr>
+			<tr>
+				<td>Uhrzeit</td>
+				<td>14:14:03</td>
+			</tr>
+			<tr>
+				<td>Empfänger</td>
+				<td>Credit Suisse AG</td>
+			</tr>
+			<tr>
+				<td>User-ID</td>
+				<td>CRS04381</td>
+			</tr>
+			<tr>
+				<td>Kunden-ID</td>
+				<td>CRS04381</td>
+			</tr>
+		</table>
+		<p>Öffentlicher Schlüssel für die elektronische Unterschrift (A006)</p>
+		<p>Exponent (24 Bit):</p>
+		<p>
+			<code>010001</code>
+		</p>
+		<p>Modulus (2048 Bit):</p>
+		<p>
+			<code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code>
+		</p>
+		<p>Hash (SHA-256):</p>
+		<p>
+			<code>85 F0 4F 8B 97 6A F0 E2 FD 9F 21 2B 0B B3 A2 7A 97 B3 BB 57 B3 1B 55 14 F7 ED B5 CB CD E4 FE 79</code>
+		</p>
+		<p>Ich bestätige hiermit den obigen öffentlichen Schlüssel für meine elektronische Unterschrift.</p>
+		<br/>
+		<br/>
+		<br/>
+		<br/>
+		<table>
+			<tr>
+				<td>_________________________</td>
+				<td>_________________________</td>
+				<td>_________________________</td>
+			</tr>
+			<tr>
+				<td>Ort/Datum</td>
+				<td>Name/Firma</td>
+				<td>Unterschrift</td>
+			</tr>
+		</table>
+	</div>
+	<div style="page-break-after:always"></div>
+	<h2>EBICS-Initialisierungsbrief (HIA) - Seite 1/2</h2>
+	<table>
+		<tr>
+			<td>Datum</td>
+			<td>2019-11-20</td>
+		</tr>
+		<tr>
+			<td>Uhrzeit</td>
+			<td>14:14:03</td>
+		</tr>
+		<tr>
+			<td>Empfänger</td>
+			<td>Credit Suisse AG</td>
+		</tr>
+		<tr>
+			<td>User-ID</td>
+			<td>CRS04381</td>
+		</tr>
+		<tr>
+			<td>Kunden-ID</td>
+			<td>CRS04381</td>
+		</tr>
+	</table>
+	<div>
+		<p>Öffentlicher Authentifikationsschlüssel (X002)</p>
+		<p>Exponent (24 Bit):</p>
+		<p>
+			<code>010001</code>
+		</p>
+		<p>Modulus (2048 Bit):</p>
+		<p>
+			<code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code>
+		</p>
+		<p>Hash (SHA-256):</p>
+		<p>
+			<code>F8 3B D7 EB 6F 2B 48 4B 2B 0A BD CA C7 EF F8 56 11 D1 90 32 D6 CC 67 3B 8A 3E 74 F5 F8 B4 E1 AA</code>
+		</p>
+		<p> Fortsetzung auf Seite 2 ...</p>
+		<div style="page-break-after:always"></div>
+		<h2>EBICS-Initialisierungsbrief (HIA) - Seite 2/2</h2>
+		<table>
+			<tr>
+				<td>Datum</td>
+				<td>2019-11-20</td>
+			</tr>
+			<tr>
+				<td>Uhrzeit</td>
+				<td>14:14:03</td>
+			</tr>
+			<tr>
+				<td>Empfänger</td>
+				<td>Credit Suisse AG</td>
+			</tr>
+			<tr>
+				<td>User-ID</td>
+				<td>CRS04381</td>
+			</tr>
+			<tr>
+				<td>Kunden-ID</td>
+				<td>CRS04381</td>
+			</tr>
+		</table>
+	</div>
+	<div>
+		<p>Öffentlicher Verschlüsselungsschlüssel (E002)</p>
+		<p>Exponent (24 Bit):</p>
+		<p>
+			<code>010001</code>
+		</p>
+		<p>Modulus (2048 Bit):</p>
+		<p>
+			<code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code>
+		</p>
+		<p>Hash (SHA-256):</p>
+		<p>
+			<code>9E E6 72 02 34 28 22 F1 F8 33 09 EB 09 60 7C D9 30 BF BD C3 6A 8A 0A 6A 3E D3 17 C0 ED 57 93 D5</code>
+		</p>
+		<p>Ich bestätige hiermit die obigen öffentlichen Schlüssel für meinen EBICS-Zugang.</p>
+		<br/>
+		<br/>
+		<br/>
+		<br/>
+		<table>
+			<tr>
+				<td>_________________________</td>
+				<td>_________________________</td>
+				<td>_________________________</td>
+			</tr>
+			<tr>
+				<td>Ort/Datum</td>
+				<td>Name/Firma</td>
+				<td>Unterschrift</td>
+			</tr>
+		</table>
+	</div>
+</body>
+
+</html>
--- a/test/fixtures/STA_response_part1.xml
+++ b/test/fixtures/STA_response_part1.xml
@@ -0,0 +1,40 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebicsResponse xmlns="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:org:ebics:H004 http://www.ebics.org/H004/ebics_response_H004.xsd" Version="H004" Revision="1">
+  <header authenticate="true">
+    <static>
+      <TransactionID>ECD6F062AAEDFA77250526A68CBEC549</TransactionID>
+      <NumSegments>2</NumSegments>
+    </static>
+    <mutable>
+      <TransactionPhase>Initialisation</TransactionPhase>
+      <SegmentNumber lastSegment="false">1</SegmentNumber>
+      <ReturnCode>000000</ReturnCode>
+      <ReportText>[EBICS_OK] OK</ReportText>
+    </mutable>
+  </header>
+  <AuthSignature>
+    <ds:SignedInfo>
+      <ds:CanonicalizationMethod Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
+      <ds:SignatureMethod Algorithm="http://www.w3.org/2001/04/xmldsig-more#rsa-sha256"/>
+      <ds:Reference URI="#xpointer(//*[@authenticate='true'])">
+        <ds:Transforms>
+          <ds:Transform Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
+        </ds:Transforms>
+        <ds:DigestMethod Algorithm="http://www.w3.org/2001/04/xmlenc#sha256"/>
+        <ds:DigestValue>OnY4VczV+1XfplpMS/SCKFWn+FDMge40X8TJ9pA6HEI=</ds:DigestValue>
+      </ds:Reference>
+    </ds:SignedInfo>
+    <ds:SignatureValue>Qiz8clr/Ym+wLpB8CzTuxKP5rgIR2P4SaX8O4gGZx0Di8Lzd4hsBO3koqIuX11NRZo0RYA5E/IKQCoYLepkcM4QHvLT37YidbrXsTZe6cml/yF8OdyRAcd/9U7AoA9GKENFk4lnBFfZYmM4ADK6wVOCE/ABaOk0NeCDDbxrKA75tfTxwxTvQBfUOHZ87LrZxuQf//L9pzmtI07/7GbsQX8ZceQq40SpBFZn/oRvT/Q38Qu2ZO59MZexJn+BTzlhpfv9fQGF/sgXkdhUkPTEW3nL4j7ehasq3CtySGO2RnEppohEvJ4m07RDtEY3OWyAAZoPFVpvnECM6pOLbIuR40w==</ds:SignatureValue>
+  </AuthSignature>
+  <body>
+    <DataTransfer>
+      <DataEncryptionInfo authenticate="true">
+        <EncryptionPubKeyDigest Algorithm="http://www.w3.org/2001/04/xmlenc#sha256" Version="E002">IUW05JB5cuCzRYYa4kIAZ2ehYVrLI3lKvxZvo1uP+ug=</EncryptionPubKeyDigest>
+        <TransactionKey>CPdd6ODXrCxHWpYrwS/5a3NIZ1R2SDscHHJSONc2I7g8ara7qv5Ra7H03W+336DPQLZQxH+EBRWdE2FQ1vrVTcypK6fkFarmO1dEtQt6Ka89AozC7aQMyp4yGl+zlF+XvFkJXZbRXgoEOPsgcG0xM6nKLXnr1ThYRFOoAasigLDGwqxliyhoR94F9dL7YB8Le/uZeRj78mNp4smkE5ZKKyPhwVx+0IW78YuVCSC2c2qbsMmm4evAvycdpLfuuoG4KVlNMIlvkKeBfMZFELcmeKKm85D2zPYkZ7cqG2IfAAp5qdS6K8P7RY4gtjUhOtP5mi8bZt/ZcjioUmIR9dAMnA==</TransactionKey>
+      </DataEncryptionInfo>
+      <OrderData>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</OrderData>
+    </DataTransfer>
+    <ReturnCode authenticate="true">000000</ReturnCode>
+    <TimestampBankParameter authenticate="true">2013-12-09T15:14:30.000Z</TimestampBankParameter>
+  </body>
+</ebicsResponse>
--- a/test/fixtures/STA_response_part2.xml
+++ b/test/fixtures/STA_response_part2.xml
@@ -0,0 +1,40 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<ebicsResponse xmlns="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="urn:org:ebics:H004 http://www.ebics.org/H004/ebics_response_H004.xsd" Version="H004" Revision="1">
+  <header authenticate="true">
+    <static>
+      <TransactionID>ECD6F062AAEDFA77250526A68CBEC549</TransactionID>
+      <NumSegments>1</NumSegments>
+    </static>
+    <mutable>
+      <TransactionPhase>Initialisation</TransactionPhase>
+      <SegmentNumber lastSegment="true">1</SegmentNumber>
+      <ReturnCode>000000</ReturnCode>
+      <ReportText>[EBICS_OK] OK</ReportText>
+    </mutable>
+  </header>
+  <AuthSignature>
+    <ds:SignedInfo>
+      <ds:CanonicalizationMethod Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
+      <ds:SignatureMethod Algorithm="http://www.w3.org/2001/04/xmldsig-more#rsa-sha256"/>
+      <ds:Reference URI="#xpointer(//*[@authenticate='true'])">
+        <ds:Transforms>
+          <ds:Transform Algorithm="http://www.w3.org/TR/2001/REC-xml-c14n-20010315"/>
+        </ds:Transforms>
+        <ds:DigestMethod Algorithm="http://www.w3.org/2001/04/xmlenc#sha256"/>
+        <ds:DigestValue>OnY4VczV+1XfplpMS/SCKFWn+FDMge40X8TJ9pA6HEI=</ds:DigestValue>
+      </ds:Reference>
+    </ds:SignedInfo>
+    <ds:SignatureValue>Qiz8clr/Ym+wLpB8CzTuxKP5rgIR2P4SaX8O4gGZx0Di8Lzd4hsBO3koqIuX11NRZo0RYA5E/IKQCoYLepkcM4QHvLT37YidbrXsTZe6cml/yF8OdyRAcd/9U7AoA9GKENFk4lnBFfZYmM4ADK6wVOCE/ABaOk0NeCDDbxrKA75tfTxwxTvQBfUOHZ87LrZxuQf//L9pzmtI07/7GbsQX8ZceQq40SpBFZn/oRvT/Q38Qu2ZO59MZexJn+BTzlhpfv9fQGF/sgXkdhUkPTEW3nL4j7ehasq3CtySGO2RnEppohEvJ4m07RDtEY3OWyAAZoPFVpvnECM6pOLbIuR40w==</ds:SignatureValue>
+  </AuthSignature>
+  <body>
+    <DataTransfer>
+      <DataEncryptionInfo authenticate="true">
+        <EncryptionPubKeyDigest Algorithm="http://www.w3.org/2001/04/xmlenc#sha256" Version="E002">IUW05JB5cuCzRYYa4kIAZ2ehYVrLI3lKvxZvo1uP+ug=</EncryptionPubKeyDigest>
+        <TransactionKey>CPdd6ODXrCxHWpYrwS/5a3NIZ1R2SDscHHJSONc2I7g8ara7qv5Ra7H03W+336DPQLZQxH+EBRWdE2FQ1vrVTcypK6fkFarmO1dEtQt6Ka89AozC7aQMyp4yGl+zlF+XvFkJXZbRXgoEOPsgcG0xM6nKLXnr1ThYRFOoAasigLDGwqxliyhoR94F9dL7YB8Le/uZeRj78mNp4smkE5ZKKyPhwVx+0IW78YuVCSC2c2qbsMmm4evAvycdpLfuuoG4KVlNMIlvkKeBfMZFELcmeKKm85D2zPYkZ7cqG2IfAAp5qdS6K8P7RY4gtjUhOtP5mi8bZt/ZcjioUmIR9dAMnA==</TransactionKey>
+      </DataEncryptionInfo>
+      <OrderData>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</OrderData>
+    </DataTransfer>
+    <ReturnCode authenticate="true">000000</ReturnCode>
+    <TimestampBankParameter authenticate="true">2013-12-09T15:14:30.000Z</TimestampBankParameter>
+  </body>
+</ebicsResponse>
--- a/test/fixtures/keys.js
+++ b/test/fixtures/keys.js
@@ -0,0 +1,43 @@
+'use strict';
+
+const publicSmallExpPEM = '';
+const publicSmallExpMod = '';
+const publicSmallExpExp = '';
+
+const publicBigPEM = `-----BEGIN PUBLIC KEY-----
+MIIBJDANBgkqhkiG9w0BAQEFAAOCAREAMIIBDAKCAQEAuvqhJ2ptulHGUmYq3BOO
+NoIDXOUDrVV3s188wvU3Fj9TcO3yBqWuJ5GMEzRIOfi8Pb4AkJBjjPOR0Taby7+n
+7coa2Zm0ZprGzXVM1Gb0aG3BAbDaFbvdF25NLAtkmtKKW/8YfXy89qvy6+UEBdOa
+1UTLaR+9Pf63Wa+qu638udSDe3refHdZV1bKUR1UOZ/1iWn5b7aq4vITRPNNWXk5
+eG8He2lWzYHg5+yY4ckBooh1K5cMwl5s+Iz24iWtqIlV5EyORbdfGatrNzv6S7Lx
+FngEGCL5e97qU1pAcarE9XmrlJ5dHl9LQPaw957AlZuOFpVEE5shXZkSgRYrHv2m
+cQIFAQAAAA8=
+-----END PUBLIC KEY-----`;
+const publicBigModString = 'ALr6oSdqbbpRxlJmKtwTjjaCA1zlA61Vd7NfPML1NxY/U3Dt8galrieRjBM0SDn4vD2+AJCQY4zzkdE2m8u/p+3KGtmZtGaaxs11TNRm9GhtwQGw2hW73RduTSwLZJrSilv/GH18vPar8uvlBAXTmtVEy2kfvT3+t1mvqrut/LnUg3t63nx3WVdWylEdVDmf9Ylp+W+2quLyE0TzTVl5OXhvB3tpVs2B4OfsmOHJAaKIdSuXDMJebPiM9uIlraiJVeRMjkW3Xxmrazc7+kuy8RZ4BBgi+Xve6lNaQHGqxPV5q5SeXR5fS0D2sPeewJWbjhaVRBObIV2ZEoEWKx79pnE=';
+const publicBigModBytes = [0, 186, 250, 161, 39, 106, 109, 186, 81, 198, 82, 102, 42, 220, 19, 142, 54, 130, 3, 92, 229, 3, 173, 85, 119, 179, 95, 60, 194, 245, 55, 22, 63, 83, 112, 237, 242, 6, 165, 174, 39, 145, 140, 19, 52, 72, 57, 248, 188, 61, 190, 0, 144, 144, 99, 140, 243, 145, 209, 54, 155, 203, 191, 167, 237, 202, 26, 217, 153, 180, 102, 154, 198, 205, 117, 76, 212, 102, 244, 104, 109, 193, 1, 176, 218, 21, 187, 221, 23, 110, 77, 44, 11, 100, 154, 210, 138, 91, 255, 24, 125, 124, 188, 246, 171, 242, 235, 229, 4, 5, 211, 154, 213, 68, 203, 105, 31, 189, 61, 254, 183, 89, 175, 170, 187, 173, 252, 185, 212, 131, 123, 122, 222, 124, 119, 89, 87, 86, 202, 81, 29, 84, 57, 159, 245, 137, 105, 249, 111, 182, 170, 226, 242, 19, 68, 243, 77, 89, 121, 57, 120, 111, 7, 123, 105, 86, 205, 129, 224, 231, 236, 152, 225, 201, 1, 162, 136, 117, 43, 151, 12, 194, 94, 108, 248, 140, 246, 226, 37, 173, 168, 137, 85, 228, 76, 142, 69, 183, 95, 25, 171, 107, 55, 59, 250, 75, 178, 241, 22, 120, 4, 24, 34, 249, 123, 222, 234, 83, 90, 64, 113, 170, 196, 245, 121, 171, 148, 158, 93, 30, 95, 75, 64, 246, 176, 247, 158, 192, 149, 155, 142, 22, 149, 68, 19, 155, 33, 93, 153, 18, 129, 22, 43, 30, 253, 166, 113];
+const publicBigExpString = 'AQAAAA8=';
+const publicBigExpBytes = [1, 0, 0, 0, 15];
+
+
+const pblc = {
+	big: {
+		pem: publicBigPEM,
+		mod: {
+			bytes: publicBigModBytes,
+			string: publicBigModString,
+		},
+		exp: {
+			bytes: publicBigExpBytes,
+			string: publicBigExpString,
+		},
+	},
+	small: {
+		pem: publicSmallExpPEM,
+		mod: publicSmallExpMod,
+		exp: publicSmallExpExp,
+	},
+};
+
+module.exports = {
+	pblc,
+};
--- a/test/responseParser.js
+++ b/test/responseParser.js
@@ -1,43 +0,0 @@
-'use strict';
-
-const { assert } = require('chai');
-const H004Response = require('../lib/orders/H004/response');
-
-describe('H004 response parsing', () => {
-	it('parses bank keys', () => {
-		const response = H004Response('<xml/>', {});
-
-		const x002mod = 'ntbX6WFjAJP5RyH4ogDG/26wZGzEJXsTudyvcgXmUdk1AExCNqArXDiSlGXpVNq4BKddUMFUmVOyvkdNckPRV2mk3uHNCE5T3tFKQI3FlwHSJHvPSpb9gtHnsK03jByMigWjhTKvsjIdfLVay5m5Bctxq9+5JMHwlNk7MlVXBQcqaFiHFFS1lPfA3Wk1bptPeeGyYcP0+U798oQWnCABKwS8hmYcp5xBtozGoRj9L/NDE68pdP8o/wTKNwT4Jo5nQKYfDsgO4R+z9vVv37Htp6bWhK8Jw3tpkcd3JnkYWx+Ylg0XBpg8LfjFhY2Jc7FqLlx0Bn0Y3PRLI1apxgC85w==';
-		const e002mod = '4eOGrzcJHVzbEgZTmyPYUIq9kFoua8Ure1Mvyq6XlawFgCWskfu/xSKNLIMJ7H675wl/5y0Oy16P/b6pJEhWrzOw8omW46PBDTaXw9BDYBTuBblluz1yUnzpgfblP8gkRmxAo+QMIskmwdSzuZMiJcLNSzu/bkmLHK2RdrVYMAZLlB6QXTykdenPZtNmc2z4VU6TRmGljAwg2VUNF6iQoucbzDUuca+yUo3fiXZp69nfXv81X2ND+p1ir6zQpx7tbOdfauw0sEKI/Z/lC+E4fMrMlh/ZvOxSYUMA55J4liC3aUV3mTR3dPJHWu1aD1a7EfJnNw0eHLwlB+36qfgGuw==';
-
-		response.orderData = () => `<?xml version="1.0" encoding="UTF-8"?>
-			<HPBResponseOrderData xmlns="urn:org:ebics:H004" xmlns:ds="http://www.w3.org/2000/09/xmldsig#">
-			  <AuthenticationPubKeyInfo>
-				<PubKeyValue>
-				  <ds:RSAKeyValue>
-					<ds:Modulus>${x002mod}</ds:Modulus>
-					<ds:Exponent>AQAB</ds:Exponent>
-				  </ds:RSAKeyValue>
-				  <TimeStamp>2015-02-25T08:01:13.061Z</TimeStamp>
-				</PubKeyValue>
-				<AuthenticationVersion>X002</AuthenticationVersion>
-			  </AuthenticationPubKeyInfo>
-			  <EncryptionPubKeyInfo>
-				<PubKeyValue>  
-				  <ds:RSAKeyValue>
-					<ds:Modulus>${e002mod}</ds:Modulus>
-					<ds:Exponent>AQAB</ds:Exponent>
-				  </ds:RSAKeyValue>
-				  <TimeStamp>2015-02-25T08:01:12.344Z</TimeStamp>
-				</PubKeyValue>
-				<EncryptionVersion>E002</EncryptionVersion>
-			  </EncryptionPubKeyInfo>
-			  <HostID>SBKPR01</HostID>
-			</HPBResponseOrderData>`;
-
-		const bankKeys = response.bankKeys();
-
-		assert.equal(bankKeys.bankX002.mod.toString('base64'), x002mod);
-		assert.equal(bankKeys.bankE002.mod.toString('base64'), e002mod);
-	});
-});
--- a/test/spec/H004.js
+++ b/test/spec/H004.js
@@ -0,0 +1,108 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+
+const path = require('path');
+const fs = require('fs');
+
+const ebics = require('../../');
+
+const libxml = require('libxmljs');
+
+const schemaPath = path.resolve(__dirname, '../xsd/ebics_H004.xsd');
+const schemaDoc = libxml.parseXml(fs.readFileSync(schemaPath, { encoding: 'utf8' }));
+
+const schemaDir = path.dirname(schemaPath);
+const cwd = process.cwd();
+
+const validateXML = (str) => {
+	try {
+		process.chdir(schemaDir);
+		const isValid = libxml.parseXmlString(str).validate(schemaDoc);
+		process.chdir(cwd);
+		return isValid;
+	} catch (e) {
+		process.chdir(cwd);
+		return false;
+	}
+};
+
+const client = new ebics.Client({
+	url: 'https://iso20022test.credit-suisse.com/ebicsweb/ebicsweb',
+	partnerId: 'CRS04381',
+	userId: 'CRS04381',
+	hostId: 'CRSISOTB',
+	passphrase: 'test',
+	keyStorage: ebics.fsKeysStorage(path.resolve(__dirname, '../support/TEST_KEYS.key')),
+});
+
+const { Orders } = ebics;
+
+/*
+upload :
+const AZV = require('./AZV');
+const CD1 = require('./CD1');
+const CDB = require('./CDB');
+const CDD = require('./CDD');
+const CDS = require('./CDS');
+const CCT = require('./CCT');
+const CCS = require('./CCS');
+const XE3 = require('./XE3');
+const XCT = require('./XCT');
+*/
+const uploadBuilder = fn => fn('');
+const dateBuilder = fn => fn('2018-01-01', '2019-01-01');
+
+const fnOrders = {
+	// upload | document
+	AZV: uploadBuilder,
+	CD1: uploadBuilder,
+	CDB: uploadBuilder,
+	CDD: uploadBuilder,
+	CDS: uploadBuilder,
+	CCT: uploadBuilder,
+	CCS: uploadBuilder,
+	XE3: uploadBuilder,
+	XCT: uploadBuilder,
+
+	// download
+	STA: dateBuilder,
+	VMK: dateBuilder,
+	HAA: dateBuilder,
+	HTD: dateBuilder,
+	HPD: dateBuilder,
+	HKD: dateBuilder,
+	PTK: dateBuilder,
+	HAC: dateBuilder,
+	Z53: dateBuilder,
+	DKI: dateBuilder,
+	C53: dateBuilder,
+	C52: dateBuilder,
+};
+
+const getOrderObject = (name, order) => {
+	if (typeof order === 'object')
+		return order;
+	if (fnOrders[name])
+		return fnOrders[name](order);
+	return null;
+};
+
+describe('H004 order generation', () => {
+	// eslint-disable-next-line no-restricted-syntax
+	for (const [name, orderDefinition] of Object.entries(Orders)) {
+		const order = getOrderObject(name, orderDefinition);
+		if (!order)
+			continue;
+
+		const type = order.orderDetails.OrderType;
+		const { operation } = order;
+
+		it(`[${operation}] ${type} order generation`, async () => {
+			const signedOrder = await client.signOrder(order);
+			assert.isTrue(validateXML(signedOrder));
+		});
+	}
+});
--- a/test/support/TEST_KEYS.key
+++ b/test/support/TEST_KEYS.key
--- a/test/unit/BankLetterTest.js
+++ b/test/unit/BankLetterTest.js
@@ -0,0 +1,49 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+const { join, resolve } = require('path');
+const { readFileSync, mkdirSync, existsSync } = require('fs');
+
+
+const BankLetter = require('../../lib/BankLetter');
+const ebics = require('../../');
+
+const client = new ebics.Client({
+	url: 'https://iso20022test.credit-suisse.com/ebicsweb/ebicsweb',
+	partnerId: 'CRS04381',
+	userId: 'CRS04381',
+	hostId: 'CRSISOTB',
+	passphrase: 'test',
+	keyStorage: ebics.fsKeysStorage(resolve(__dirname, '../support/TEST_KEYS.key')),
+});
+
+const createDir = (where) => {
+	try {
+		mkdirSync(where);
+	} catch (e) {
+		if (e.code !== 'EEXIST')
+			throw e;
+	}
+};
+
+describe('BankLetter', () => {
+	let bankLetterGenerator = null;
+
+	it('creates an instance', () => assert.doesNotThrow(() => {
+		bankLetterGenerator = new BankLetter({
+			client,
+			bankName: 'Credit Suisse AG',
+			template: readFileSync(join(__dirname, '../../templates/ini_de.hbs'), { encoding: 'utf8' }),
+		});
+	}));
+
+	it('genrates a letter', async () => assert.doesNotThrow(async () => bankLetterGenerator.generate()));
+	it('throws with invalid serliazitaion path', async () => bankLetterGenerator.serialize('').catch(e => assert.instanceOf(e, Error)));
+	it('serliaziers a letter to disk', async () => {
+		createDir('.test_tmp');
+		await bankLetterGenerator.serialize('.test_tmp/test_letter.html').then(t => assert.equal(t, true));
+		assert.equal(existsSync('.test_tmp/test_letter.html'), true);
+	});
+});
--- a/test/unit/BigNumber.js
+++ b/test/unit/BigNumber.js
@@ -0,0 +1,47 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+const { jsbn: { BigInteger } } = require('node-forge');
+
+const BigNumber = require('../../lib/crypto/BigNumber');
+
+const types = [
+	{ name: 'BigNumber', value: new BigNumber(11) },
+	{ name: 'BigInteger', value: new BigInteger('11') },
+	{ name: 'string with default radix', value: '11' },
+	{ name: 'string with radix 16', value: '0b', radix: 16 },
+	{ name: 'Buffer', value: Buffer.from('0b', 'hex') },
+	{ name: 'Array', value: [11] },
+];
+
+describe('BigNumber', () => {
+	describe('creating an instance', () => {
+		it('should throw with no value given', () => assert.throws(() => new BigNumber()));
+		it('should throw wrong value type', () => assert.throws(() => new BigNumber({})));
+
+		for (const { name, value, radix } of types) {
+			let instance;
+			describe(`out of ${name}`, () => {
+				it('create instance', () => assert.doesNotThrow(() => {
+					instance = new BigNumber(value, radix);
+				}));
+				it('toString with radix 10', () => assert.equal(instance.toString(), '11'));
+				it('toString with radix 16', () => assert.equal(instance.toString(16), '0b'));
+				it('toBEBuffer without length', () => assert.equal(instance.toBEBuffer().toString('hex'), '0b'));
+				it('toBEBuffer with length', () => assert.equal(instance.toBEBuffer(4).toString('hex'), '0000000b'));
+			});
+		}
+	});
+	describe('exports', () => {
+		it('toBEBuffer with too short length should throw', () => assert.throw(() => new BigNumber(837462187362).toBEBuffer(1)));
+	});
+	describe('operators', () => {
+		const num = new BigNumber(1);
+		it('and', () => assert.equal(num.and(1), 1));
+		it('mul', () => assert.equal(num.mul(2), 2));
+		it('mod', () => assert.equal(num.mod(1), 0));
+		it('shrn', () => assert.equal(num.shrn(1), 0));
+	});
+});
--- a/test/unit/ClientTest.js
+++ b/test/unit/ClientTest.js
@@ -0,0 +1,29 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+
+const { Client, fsKeysStorage, tracesStorage } = require('../../index.js');
+
+describe('Client', () => {
+	describe('instantiating', () => {
+		it('should throw with no options provided', () => assert.throws(() => new Client()));
+		it('should throw with no url provided', () => assert.throws(() => new Client({})));
+		it('should throw with no partnerId provided', () => assert.throws(() => new Client({ url: 'https://myebics.com' })));
+		it('should throw with no userId provided', () => assert.throws(() => new Client({ url: 'https://myebics.com', partnerId: 'partnerId' })));
+		it('should throw with no hostId provided', () => assert.throws(() => new Client({ url: 'https://myebics.com', partnerId: 'partnerId', userId: 'userId' })));
+		it('should throw with no passphrase provided', () => assert.throws(() => new Client({
+			url: 'https://myebics.com', partnerId: 'partnerId', userId: 'userId', hostId: 'hostId',
+		})));
+		it('should throw with no keyStorage provided', () => assert.throws(() => new Client({
+			url: 'https://myebics.com', partnerId: 'partnerId', userId: 'userId', hostId: 'hostId', passphrase: 'test',
+		})));
+		it('should create an isntance without tracesStorage', () => assert.doesNotThrow(() => new Client({
+			url: 'https://myebics.com', partnerId: 'partnerId', userId: 'userId', hostId: 'hostId', passphrase: 'test', keyStorage: fsKeysStorage('./test.key'),
+		})));
+		it('should create an isntance with tracesStorage', () => assert.doesNotThrow(() => new Client({
+			url: 'https://myebics.com', partnerId: 'partnerId', userId: 'userId', hostId: 'hostId', passphrase: 'test', keyStorage: fsKeysStorage('./test.key'), tracesStorage: tracesStorage('./'),
+		})));
+	});
+});
--- a/test/unit/keys.js
+++ b/test/unit/keys.js
@@ -0,0 +1,92 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+const fixtures = require('../fixtures/keys');
+// const Key = require('../lib/keymanagers/keyRSA');
+const Key = require('../../lib/keymanagers/Key');
+
+const stripWhitespace = str => str.replace(/\s+/g, '');
+
+describe('Keys management', () => {
+	describe('generates brand new', () => {
+		const keySize = 2048;
+		// const newKey = Key().generate(keySize);
+		const newKey = Key.generate();
+
+		it('private key', () => {
+			assert.isTrue(newKey.isPrivate());
+		});
+
+		it('that has the right key size', () => {
+			// const newKeySize = newKey.size(); // console.log(newKey.size());
+			assert(newKey.size(), keySize);
+		});
+	});
+
+	describe('creates public key from mod and exp', () => {
+		const { pem, mod, exp } = fixtures.pblc.big;
+
+		describe('that are strings', () => {
+			const m = Buffer.from(mod.string, 'base64');
+			const e = Buffer.from(exp.string, 'base64');
+			/* const newKey = Key().importKey({
+				mod: m, exp: e, modulus: mod.string, exponent: exp.string,
+			}); */
+			const newKey = new Key({ mod: m, exp: e });
+
+			it('and is really public', () => {
+				assert.isTrue(newKey.isPublic());
+			});
+
+
+			it('and has a propper mod in bytes', () => {
+				assert.deepEqual([...newKey.n()], mod.bytes);
+			});
+
+			it('and has a propper pem string', () => {
+				assert.equal(stripWhitespace(newKey.toPem()), stripWhitespace(pem));
+			});
+		});
+
+		describe('that are bytes', () => {
+			const m = Buffer.from(mod.bytes);
+			const e = Buffer.from(exp.bytes);
+			/* const newKey = Key().importKey({
+				mod: m, exp: e, modulus: mod.string, exponent: exp.string,
+			}); */
+			const newKey = new Key({ mod: m, exp: e });
+
+			it('and is really public', () => {
+				assert.isTrue(newKey.isPublic());
+			});
+
+			it('and has a propper mod as a string', () => {
+				assert.equal(newKey.n().toString('base64'), mod.string);
+			});
+
+			it('and has a propper pem string', () => {
+				assert.equal(stripWhitespace(newKey.toPem()), stripWhitespace(pem));
+			});
+		});
+	});
+
+	describe('creates public key from pem string', () => {
+		const { pem } = fixtures.pblc.big;
+		// const newKey = Key(pem);
+		const newKey = new Key({ pem });
+
+		it('and is really public', () => {
+			assert.isTrue(newKey.isPublic());
+		});
+
+		it('and has a propper(the same) pem string', () => {
+			/* newKey.pempem = {
+				modulus: mod.string,
+				exponent: exp.string,
+			}; */
+			assert.equal(stripWhitespace(newKey.toPem()), stripWhitespace(pem));
+		});
+	});
+});
--- a/test/unit/middlewares.js
+++ b/test/unit/middlewares.js
@@ -0,0 +1,41 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+const { resolve } = require('path');
+
+
+const response = require('../../lib/middleware/response');
+const serializer = require('../../lib/middleware/serializer');
+const signer = require('../../lib/middleware/signer');
+const ebics = require('../../');
+
+
+const client = new ebics.Client({
+	url: 'https://iso20022test.credit-suisse.com/ebicsweb/ebicsweb',
+	partnerId: 'CRS04381',
+	userId: 'CRS04381',
+	hostId: 'CRSISOTB',
+	passphrase: 'test',
+	keyStorage: ebics.fsKeysStorage(resolve(__dirname, '../support/TEST_KEYS.key')),
+});
+
+
+describe('Middlewares', () => {
+	describe('Response Middleware', () => {
+		it('should not throw with supported protocol version', () => assert.doesNotThrow(() => response.version('H004')));
+		it('should throw with no unsupported protocol version', () => assert.throws(() => response.version('H003')));
+	});
+	describe('Signer Middleware', () => {
+		it('should not throw with supported protocol version', () => assert.doesNotThrow(() => signer.version('H004')));
+		it('should throw with no unsupported protocol version', () => assert.throws(() => signer.version('H003')));
+	});
+	describe('Serializer Middleware', () => {
+		it('should not throw with supported protocol version and ini operation', () => assert.doesNotThrow(() => serializer.use(ebics.Orders.INI, client)));
+		it('should not throw with supported protocol version and download operation', () => assert.doesNotThrow(() => serializer.use(ebics.Orders.STA('2018-01-01', '2018-02-01'), client)));
+		it('should not throw with supported protocol version and upload operation', () => assert.doesNotThrow(() => serializer.use(ebics.Orders.AZV('<xml />'), client)));
+		it('should throw with no supported protocol version and ', () => assert.throws(() => serializer.use({ version: 'H004', operation: 'unspported' }, client)));
+		it('should throw with no unuspported protocol version', () => assert.throws(() => serializer.use({ version: 'H003' }, client)));
+	});
+});
--- a/test/unit/responseParser.js
+++ b/test/unit/responseParser.js
@@ -0,0 +1,111 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { readFileSync } = require('fs');
+const { join, resolve } = require('path');
+
+const { assert } = require('chai');
+
+const H004Response = require('../../lib/orders/H004/response');
+const ebics = require('../../');
+
+
+const client = new ebics.Client({
+	url: 'https://iso20022test.credit-suisse.com/ebicsweb/ebicsweb',
+	partnerId: 'CRS04381',
+	userId: 'CRS04381',
+	hostId: 'CRSISOTB',
+	passphrase: 'test',
+	keyStorage: ebics.fsKeysStorage(resolve(__dirname, '../support/TEST_KEYS.key')),
+});
+
+const buildResponse = (xmlPath) => {
+	const response = H004Response('<xml/>', {});
+	const xml = readFileSync(xmlPath, { encoding: 'utf8' });
+	response.orderData = () => xml;
+	return response;
+};
+
+const fixtures = {
+	HPB: async () => H004Response(readFileSync(join(__dirname, '../fixtures/HPB_response.xml'), { encoding: 'utf8' }), await client.keys()),
+	HPB_DATA: () => buildResponse(join(__dirname, '../fixtures/HPB_response_data.xml')),
+	INI: () => H004Response(readFileSync(join(__dirname, '../fixtures/INI_reposne.xml'), { encoding: 'utf8' }), client.keys()),
+	STA_1: () => H004Response(readFileSync(join(__dirname, '../fixtures/STA_response_part1.xml'), { encoding: 'utf8' }), client.keys()),
+	STA_2: () => H004Response(readFileSync(join(__dirname, '../fixtures/STA_response_part2.xml'), { encoding: 'utf8' }), client.keys()),
+	x002mod: 'AJWVHQIfP0H1fr5Y7IjSlDmFksqQ+0E+CjzbEeE6r444LCuSXwbGKF6DJqguyX1qGYxjHRvVtdkNa+GNAtlZnmuPeLHPBUOs5Zx9J5JP4JZOcKd/wnRDIasTkg3NrtZ22tjOrWx26VuR6h7dUH2oJRnFDHmbXoCDMxkqJUNr/TM89p5slJ9Oj5+NAaOzm+7AlwbJ95EI/xc2jEfhp+GdF9CYdS/m2AZaAt79y6QDtBSDdAs0OHTgsOIjbjZkptBF/Gkip2sOordjsChRNLHLDcAOWbsg1NVMuhXs1b6+bCVLXQcGhFydYhqvrXB7pFS0++hlyzqGhbZK5cwEe/v8EJk=',
+	e002mod: 'AJWVHQIfP0H1fr5Y7IjSlDmFksqQ+0E+CjzbEeE6r444LCuSXwbGKF6DJqguyX1qGYxjHRvVtdkNa+GNAtlZnmuPeLHPBUOs5Zx9J5JP4JZOcKd/wnRDIasTkg3NrtZ22tjOrWx26VuR6h7dUH2oJRnFDHmbXoCDMxkqJUNr/TM89p5slJ9Oj5+NAaOzm+7AlwbJ95EI/xc2jEfhp+GdF9CYdS/m2AZaAt79y6QDtBSDdAs0OHTgsOIjbjZkptBF/Gkip2sOordjsChRNLHLDcAOWbsg1NVMuhXs1b6+bCVLXQcGhFydYhqvrXB7pFS0++hlyzqGhbZK5cwEe/v8EJk=',
+};
+
+
+describe('H004 response parsing', () => {
+	it('parses bank keys', () => {
+		const response = fixtures.HPB_DATA();
+		const bankKeys = response.bankKeys();
+
+		assert.equal(bankKeys.bankX002.mod.toString('base64'), fixtures.x002mod);
+		assert.equal(bankKeys.bankE002.mod.toString('base64'), fixtures.e002mod);
+	});
+
+	it('detects unsegmented response', () => {
+		const response = fixtures.HPB_DATA();
+		assert.equal(response.isSegmented(), false);
+		assert.equal(response.isLastSegment(), false);
+	});
+
+	it('detects segmented response', () => {
+		const responsePart1 = fixtures.STA_1();
+		const responsePart2 = fixtures.STA_2();
+		assert.equal(responsePart1.isSegmented(), true);
+		assert.equal(responsePart1.isLastSegment(), false);
+		assert.equal(responsePart2.isSegmented(), true);
+		assert.equal(responsePart2.isLastSegment(), true);
+	});
+
+	it('parses OrderID', () => {
+		const response = fixtures.INI();
+		assert.equal(response.orderId(), 'B004');
+	});
+
+	it('parses BuissnessCode', () => {
+		const response = fixtures.INI();
+		const code = response.businessCode();
+		assert.equal(code, '000000');
+		assert.equal(response.businessSymbol(code), 'EBICS_OK');
+		assert.equal(response.businessMeaning(code), 'No technical errors occurred during processing of the EBICS request');
+		assert.equal(response.businessShortText(code), 'OK');
+	});
+
+	it('parses TechnicalCode', () => {
+		const response = fixtures.INI();
+		const code = response.technicalCode();
+		assert.equal(code, '000000');
+		assert.equal(response.technicalSymbol(code), '[EBICS_OK] OK');
+		assert.equal(response.technicalMeaning(code), 'No technical errors occurred during processing of the EBICS request');
+		assert.equal(response.technicalShortText(code), 'OK');
+	});
+
+	it('parses TransactionID', () => {
+		const response = fixtures.STA_1();
+		const code = response.transactionId();
+		assert.equal(code, 'ECD6F062AAEDFA77250526A68CBEC549');
+	});
+
+	it('parses TransactionKey', async () => {
+		const response = await fixtures.HPB();
+		const code = response.transactionKey().toString('base64');
+		assert.equal(code, '2OTepxiy49uayuzZlYFf8Q==');
+	});
+
+	it('parses OrderData', async () => {
+		const response = await fixtures.HPB();
+		const orderBuffer = response.orderData();
+		assert.deepEqual(orderBuffer, readFileSync(join(__dirname, '../fixtures/HPB_response_data.xml')));
+	});
+
+	it('generates XML', async () => {
+		const response = await fixtures.HPB();
+		const xmlString = response.toXML().replace('\\n', '\n');
+		assert.deepEqual(xmlString, readFileSync(join(__dirname, '../fixtures/HPB_response.xml'), { encoding: 'utf8' }));
+	});
+});
--- a/test/unit/utils.js
+++ b/test/unit/utils.js
@@ -0,0 +1,29 @@
+'use strict';
+
+/* eslint-env node, mocha */
+
+const { assert } = require('chai');
+
+const utils = require('../../lib/utils');
+
+describe('utils', () => {
+	describe('dateRange', () => {
+		describe('dateRange', () => {
+			it('should generate empty object with partial parameters', () => {
+				assert.isEmpty(utils.dateRange());
+			});
+			it('should throw with invalid date', () => {
+				assert.throws(() => utils.dateRange('2018-15-15', '2018-20-20'));
+			});
+			it('should work for valid string input', () => {
+				assert.containsAllDeepKeys(utils.dateRange('2018-01-15', '2018-01-20'), { DateRange: { Start: '2018-01-15', End: '2018-01-20' } });
+			});
+			it('should work for Date string input', () => {
+				assert.containsAllDeepKeys(utils.dateRange(new Date('2018-01-15'), new Date('2018-01-20')), { DateRange: { Start: '2018-01-15', End: '2018-01-20' } });
+			});
+			it('should work for timestamp string input', () => {
+				assert.containsAllDeepKeys(utils.dateRange(new Date('2018-01-15').getTime(), new Date('2018-01-20').getTime()), { DateRange: { Start: '2018-01-15', End: '2018-01-20' } });
+			});
+		});
+	});
+});
--- a/test/xsd/ebics_H004.xsd
+++ b/test/xsd/ebics_H004.xsd
@@ -0,0 +1,11 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_H004.xsd inkludiert alle Schemadateien des EBICS-Protokolls, um die Eindeutigkeit von Element- und Typnamen im EBCIS Namespace zu erzwingen.</documentation>
+		<documentation xml:lang="en">ebics_H004.xsd includes all schema files for the EBICS protocol in order to enforce unique element and type names in the EBICS namespace.</documentation>
+	</annotation>
+	<include schemaLocation="ebics_request_H004.xsd"/>
+	<include schemaLocation="ebics_response_H004.xsd"/>
+	<include schemaLocation="ebics_keymgmt_request_H004.xsd"/>
+	<include schemaLocation="ebics_keymgmt_response_H004.xsd"/>
+</schema>
--- a/test/xsd/ebics_hev.xsd
+++ b/test/xsd/ebics_hev.xsd
@@ -0,0 +1,135 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<xs:schema xmlns:xs="http://www.w3.org/2001/XMLSchema" xmlns:ebics="http://www.ebics.org/H000" targetNamespace="http://www.ebics.org/H000" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<xs:annotation>
+		<xs:documentation xml:lang="de">ebics_hev.xsd ist das EBICS-Protokollschema entweder für Anfragen oder Rückmeldungen der Bank zu unterstützten EBICS-Versionen.</xs:documentation>
+		<xs:documentation xml:lang="en">ebics_hev.xsd is the appropriate EBICS protocol schema either for requests or responses according the EBICS versions supported by a bank.</xs:documentation>
+	</xs:annotation>
+	<xs:simpleType name="HostIDType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für die Host-ID.</xs:documentation>
+			<xs:documentation xml:lang="en">Dataype for Host-ID.</xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:token">
+			<xs:maxLength value="35"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:simpleType name="OrderTBaseType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für allgemeine Auftragsarten (Grundtyp).</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for general order types (basic type).</xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:token">
+			<xs:length value="3"/>
+			<xs:pattern value="HEV"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:simpleType name="ReturnCodeType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für Antwortcodes.</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for the return code</xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:token">
+			<xs:length value="6"/>
+			<xs:pattern value="\d{6}"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:simpleType name="ReportTextType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für den Erklärungstext zum Antwortcode.</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for report text with respect to the return code</xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:normalizedString">
+			<xs:maxLength value="256"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:simpleType name="VersionNumberType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für eine Versionsnummer</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for a release number </xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:token">
+			<xs:length value="5"/>
+			<xs:pattern value="[0-9]{2}[.][0-9]{2}"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:simpleType name="ProtocolVersionType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für Versionsnummer des EBICS-schemas</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for release-number of the EBICS scheme</xs:documentation>
+		</xs:annotation>
+		<xs:restriction base="xs:token">
+			<xs:length value="4"/>
+			<xs:pattern value="H\d{3}"/>
+		</xs:restriction>
+	</xs:simpleType>
+	<xs:complexType name="SystemReturnCodeType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für technische Fehler.</xs:documentation>
+			<xs:documentation xml:lang="en">Datatype for technical error</xs:documentation>
+		</xs:annotation>
+		<xs:sequence>
+			<xs:element name="ReturnCode" type="ebics:ReturnCodeType">
+				<xs:annotation>
+					<xs:documentation xml:lang="de">Rückmeldung des Ausführungsstatus mit einer eindeutigen Fehlernummer.</xs:documentation>
+					<xs:documentation xml:lang="en">Confirmation of the carried out status with a unique error code.</xs:documentation>
+				</xs:annotation>
+			</xs:element>
+			<xs:element name="ReportText" type="ebics:ReportTextType">
+				<xs:annotation>
+					<xs:documentation xml:lang="de">Klartext der Rückmeldung des Ausführungsstatus.</xs:documentation>
+					<xs:documentation xml:lang="en">Clear text of the response (carried out status).</xs:documentation>
+				</xs:annotation>
+			</xs:element>
+		</xs:sequence>
+	</xs:complexType>
+	<xs:complexType name="HEVRequestDataType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Datentyp für die Request-Daten</xs:documentation>
+			<xs:documentation xml:lang="en">Data type for Request data</xs:documentation>
+		</xs:annotation>
+		<xs:sequence>
+			<xs:element name="HostID" type="ebics:HostIDType"/>
+			<xs:any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</xs:sequence>
+	</xs:complexType>
+	<xs:complexType name="HEVResponseDataType">
+		<xs:annotation>
+			<xs:documentation xml:lang="en">Datentyp für die Response-Daten</xs:documentation>
+			<xs:documentation xml:lang="en">Data type for Request data</xs:documentation>
+		</xs:annotation>
+		<xs:sequence>
+			<xs:element name="SystemReturnCode" type="ebics:SystemReturnCodeType"/>
+			<xs:element name="VersionNumber" minOccurs="0" maxOccurs="unbounded">
+				<xs:annotation>
+					<xs:documentation xml:lang="de">Von der Bank unterstützte EBICS-Versionen, z.B.  2.4</xs:documentation>
+					<xs:documentation xml:lang="en">EBICS-releases supported by the bank, e.g. 2.4</xs:documentation>
+				</xs:annotation>
+				<xs:complexType>
+					<xs:simpleContent>
+						<xs:extension base="ebics:VersionNumberType">
+							<xs:attribute name="ProtocolVersion" type="ebics:ProtocolVersionType" use="required">
+								<xs:annotation>
+									<xs:documentation xml:lang="de">der EBICS-Version eindeutig zugeordnete Schema-Version, z.B. H003</xs:documentation>
+									<xs:documentation xml:lang="en">EBICS-scheme-version, e.g. H003, well-defined for EBICS-release-Version</xs:documentation>
+								</xs:annotation>
+							</xs:attribute>
+						</xs:extension>
+					</xs:simpleContent>
+				</xs:complexType>
+			</xs:element>
+			<xs:any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</xs:sequence>
+	</xs:complexType>
+	<xs:element name="ebicsHEVRequest" type="ebics:HEVRequestDataType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Requestdaten</xs:documentation>
+			<xs:documentation xml:lang="en">request data</xs:documentation>
+		</xs:annotation>
+	</xs:element>
+	<xs:element name="ebicsHEVResponse" type="ebics:HEVResponseDataType">
+		<xs:annotation>
+			<xs:documentation xml:lang="de">Responsedaten</xs:documentation>
+			<xs:documentation xml:lang="en">response data</xs:documentation>
+		</xs:annotation>
+	</xs:element>
+</xs:schema>
--- a/test/xsd/ebics_keymgmt_request_H004.xsd
+++ b/test/xsd/ebics_keymgmt_request_H004.xsd
@@ -0,0 +1,543 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!-- Mit XMLSpy v2008 rel. 2 sp2 (http://www.altova.com) von benutzerservice benutzerservice (SIZ GmbH) bearbeitet -->
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_keymgmt_request_H004.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Anfragen (HIA, HPB, HSA, INI).</documentation>
+	</annotation>
+	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">
+		<annotation>
+			<documentation xml:lang="de">XML-Signature.</documentation>
+		</annotation>
+	</import>
+	<include schemaLocation="ebics_types_H004.xsd"/>
+	<include schemaLocation="ebics_orders_H004.xsd"/>
+	<complexType name="StaticHeaderBaseType" abstract="true">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header (allgemein).</documentation>
+		</annotation>
+		<sequence>
+			<element name="HostID" type="ebics:HostIDType">
+				<annotation>
+					<documentation xml:lang="de">Hostname des Banksystems.</documentation>
+				</annotation>
+			</element>
+			<element name="Nonce" type="ebics:NonceType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>
+				</annotation>
+			</element>
+			<element name="Timestamp" type="ebics:TimestampType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nur anzugeben, falls Authentifikationssignatur vorhanden.</documentation>
+				</annotation>
+			</element>
+			<element name="PartnerID" type="ebics:PartnerIDType">
+				<annotation>
+					<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>
+				</annotation>
+			</element>
+			<element name="UserID" type="ebics:UserIDType">
+				<annotation>
+					<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>
+				</annotation>
+			</element>
+			<element name="SystemID" type="ebics:UserIDType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>
+				</annotation>
+			</element>
+			<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+				</annotation>
+			</element>
+			<element name="OrderDetails" type="ebics:OrderDetailsType">
+				<annotation>
+					<documentation xml:lang="de">Auftragsdetails.</documentation>
+				</annotation>
+			</element>
+			<element name="SecurityMedium" type="ebics:SecurityMediumType">
+				<annotation>
+					<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>
+				</annotation>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<complexType name="OrderDetailsType" abstract="true">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header (allgemein).</documentation>
+		</annotation>
+		<sequence>
+			<element name="OrderType" type="ebics:OrderTBaseType">
+				<annotation>
+					<documentation xml:lang="de">Auftragsart.</documentation>
+				</annotation>
+			</element>
+			<element name="OrderAttribute" type="ebics:OrderAttributeBaseType">
+				<annotation>
+					<documentation xml:lang="de">Auftragsattribut.</documentation>
+				</annotation>
+			</element>
+		</sequence>
+	</complexType>
+	<complexType name="ProductElementType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Element mit Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+		</annotation>
+		<simpleContent>
+			<extension base="ebics:ProductType">
+				<attribute name="Language" type="ebics:LanguageType" use="required">
+					<annotation>
+						<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>
+					</annotation>
+				</attribute>
+				<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">
+					<annotation>
+						<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>
+					</annotation>
+				</attribute>
+			</extension>
+		</simpleContent>
+	</complexType>
+	<complexType name="EmptyMutableHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den leeren variablen EBICS-Header von Key Managemen Aufträgen.</documentation>
+		</annotation>
+		<sequence>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<element name="ebicsUnsecuredRequest">
+		<annotation>
+			<documentation>Anfragestruktur für ungesicherte Auftragsarten HIA (Authentifikations- und Verschlüsselungsschlüssel senden) und INI (bankfachllichen Schlüssel senden).</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static" type="ebics:UnsecuredRequestStaticHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+								</annotation>
+							</element>
+							<element name="mutable" type="ebics:EmptyMutableHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="de">enthält die Auftragsdaten.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<annotation>
+								<documentation xml:lang="de"/>
+							</annotation>
+							<element name="DataTransfer">
+								<annotation>
+									<documentation xml:lang="de">Transfer von Auftragsdaten.</documentation>
+								</annotation>
+								<complexType>
+									<sequence>
+										<element name="OrderData">
+											<annotation>
+												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>
+											</annotation>
+											<complexType>
+												<simpleContent>
+													<extension base="ebics:OrderDataType">
+														<anyAttribute namespace="##targetNamespace" processContents="lax"/>
+													</extension>
+												</simpleContent>
+											</complexType>
+										</element>
+									</sequence>
+								</complexType>
+							</element>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+		</complexType>
+	</element>
+	<complexType name="UnsecuredRequestStaticHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei ungesicherten Sendeauftragsarten (Aufträge HIA und INI): kein Nonce, kein Timestamp, keine EU-Datei, keine X001 Authentifizierung, keine Verschlüsselung, keine Digests der öffentlichen Bankschlüssel, Nutzdaten komprimiert, Auftragsattribut DZNNN</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:StaticHeaderBaseType">
+				<sequence>
+					<element name="HostID" type="ebics:HostIDType">
+						<annotation>
+							<documentation xml:lang="de">Hostname des Banksystems.</documentation>
+						</annotation>
+					</element>
+					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben für ebicsUnsecuredRequest.</documentation>
+						</annotation>
+					</element>
+					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben für ebicsUnsecuredRequest.</documentation>
+						</annotation>
+					</element>
+					<element name="PartnerID" type="ebics:PartnerIDType">
+						<annotation>
+							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>
+						</annotation>
+					</element>
+					<element name="UserID" type="ebics:UserIDType">
+						<annotation>
+							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>
+						</annotation>
+					</element>
+					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>
+						</annotation>
+					</element>
+					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderDetails" type="ebics:UnsecuredReqOrderDetailsType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsdetails.</documentation>
+						</annotation>
+					</element>
+					<element name="SecurityMedium" type="ebics:SecurityMediumType">
+						<annotation>
+							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>
+						</annotation>
+					</element>
+					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+	<complexType name="UnsecuredReqOrderDetailsType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsecuredRequest.</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:OrderDetailsType">
+				<sequence>
+					<element name="OrderType" type="ebics:OrderTBaseType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsart.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="DZNNN">
+						<annotation>
+							<documentation xml:lang="de">Auftragsattribut: DZNNN.</documentation>
+						</annotation>
+					</element>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+	<element name="ebicsNoPubKeyDigestsRequest">
+		<annotation>
+			<documentation>Anfragestruktur für Auftragsarten ohne Übertragung der Digests der öffentlichen Bankschlüssel (HPB Bankschlüssel abholen).</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static" type="ebics:NoPubKeyDigestsRequestStaticHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+								</annotation>
+							</element>
+							<element name="mutable" type="ebics:EmptyMutableHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element ref="ebics:AuthSignature">
+					<annotation>
+						<documentation xml:lang="de">Authentifikationssignatur.</documentation>
+					</annotation>
+				</element>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="de">enthält optionale Zertifikate (vorgesehen).</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<annotation>
+								<documentation xml:lang="de"/>
+							</annotation>
+							<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+		</complexType>
+	</element>
+	<complexType name="NoPubKeyDigestsRequestStaticHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header bei Aufträgen ohne Übertragung der Digests der Bankschlüssel (Auftrag HBP): keine Digests der öffentlichen Bankschlüssel, keine EU-Datei, keine Nutzdaten, OrderId optional!, Nonce, Timestamp, X001 Authentifizierung, Auftragsattribut DZHNN</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:StaticHeaderBaseType">
+				<sequence>
+					<element name="HostID" type="ebics:HostIDType">
+						<annotation>
+							<documentation xml:lang="de">Hostname des Banksystems.</documentation>
+						</annotation>
+					</element>
+					<element name="Nonce" type="ebics:NonceType">
+						<annotation>
+							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>
+						</annotation>
+					</element>
+					<element name="Timestamp" type="ebics:TimestampType">
+						<annotation>
+							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>
+						</annotation>
+					</element>
+					<element name="PartnerID" type="ebics:PartnerIDType">
+						<annotation>
+							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>
+						</annotation>
+					</element>
+					<element name="UserID" type="ebics:UserIDType">
+						<annotation>
+							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>
+						</annotation>
+					</element>
+					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>
+						</annotation>
+					</element>
+					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderDetails" type="ebics:NoPubKeyDigestsReqOrderDetailsType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsdetails.</documentation>
+						</annotation>
+					</element>
+					<element name="SecurityMedium" type="ebics:SecurityMediumType">
+						<annotation>
+							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>
+						</annotation>
+					</element>
+					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+	<complexType name="NoPubKeyDigestsReqOrderDetailsType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsNoPubKeyDigestsRequest.</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:OrderDetailsType">
+				<sequence>
+					<element name="OrderType" type="ebics:OrderTBaseType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsart.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="DZHNN">
+						<annotation>
+							<documentation xml:lang="de">Auftragsattribut: DZHNN.</documentation>
+						</annotation>
+					</element>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+	<element name="ebicsUnsignedRequest">
+		<annotation>
+			<documentation xml:lang="en">The structure for uploads contains order data and the ESs, but without an authentication signature and data digest of bank keys.</documentation>
+			<documentation>Anfragestruktur für Sendeaufträge mit EU-Datei und Nutzdaten aber ohne Authentifizierungssignatur und Digests der Bankschlüssel.</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="en">Contains technical transaction data.</documentation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static" type="ebics:UnsignedRequestStaticHeaderType">
+								<annotation>
+									<documentation xml:lang="en">Contains all fixed header entries.</documentation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+								</annotation>
+							</element>
+							<element name="mutable" type="ebics:EmptyMutableHeaderType">
+								<annotation>
+									<documentation xml:lang="en">Contains all mutable header entries.</documentation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="en">Contains the order data and the ESs.</documentation>
+						<documentation xml:lang="de">enthält die Auftragsdaten und EUs.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<annotation>
+								<documentation xml:lang="de"/>
+							</annotation>
+							<element name="DataTransfer">
+								<annotation>
+									<documentation xml:lang="en">Transfer of order data and the ESs.</documentation>
+									<documentation xml:lang="de">Transfer von Auftragsdaten und EUs.</documentation>
+								</annotation>
+								<complexType>
+									<sequence>
+										<element name="SignatureData">
+											<annotation>
+												<documentation xml:lang="en">Contains the ESs.</documentation>
+												<documentation xml:lang="de">enthält Signaturdaten (EUs).</documentation>
+											</annotation>
+											<complexType>
+												<simpleContent>
+													<extension base="ebics:SignatureDataType">
+														<attributeGroup ref="ebics:AuthenticationMarker"/>
+													</extension>
+												</simpleContent>
+											</complexType>
+										</element>
+										<element name="OrderData">
+											<annotation>
+												<documentation xml:lang="en">Contains the order data</documentation>
+												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>
+											</annotation>
+											<complexType>
+												<simpleContent>
+													<extension base="ebics:OrderDataType">
+														<anyAttribute namespace="##targetNamespace" processContents="lax"/>
+													</extension>
+												</simpleContent>
+											</complexType>
+										</element>
+									</sequence>
+								</complexType>
+							</element>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+		</complexType>
+	</element>
+	<complexType name="UnsignedRequestStaticHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header für ebicsUnsignedRequest.Datentyp für den statischen EBICS-Header bei Aufträgen ohne Authentifizierungssignatur (Auftrag HSA): keine X001 Authentifizierung, keine Digests der öffentlichen Bankschlüssel, EU-Datei, Nutzdaten, Nonce, Timestamp, OrderId, Auftragsattribut OZNNN</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:StaticHeaderBaseType">
+				<sequence>
+					<element name="HostID" type="ebics:HostIDType">
+						<annotation>
+							<documentation xml:lang="de">Hostname des Banksystems.</documentation>
+						</annotation>
+					</element>
+					<element name="Nonce" type="ebics:NonceType" minOccurs="0" maxOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig; nicht anzugeben bei ebicsUnsignedRequest.</documentation>
+						</annotation>
+					</element>
+					<element name="Timestamp" type="ebics:TimestampType" minOccurs="0" maxOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung; nicht anzugeben bei ebicsUnsignedRequest.</documentation>
+						</annotation>
+					</element>
+					<element name="PartnerID" type="ebics:PartnerIDType">
+						<annotation>
+							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>
+						</annotation>
+					</element>
+					<element name="UserID" type="ebics:UserIDType">
+						<annotation>
+							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>
+						</annotation>
+					</element>
+					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>
+						</annotation>
+					</element>
+					<element name="Product" type="ebics:ProductElementType" nillable="true" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderDetails" type="ebics:UnsignedReqOrderDetailsType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsdetails.</documentation>
+						</annotation>
+					</element>
+					<element name="SecurityMedium" type="ebics:SecurityMediumType">
+						<annotation>
+							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>
+						</annotation>
+					</element>
+					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+	<complexType name="UnsignedReqOrderDetailsType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für OrderDetails im statischen EBICS-Header von ebicsUnsignedRequest.</documentation>
+		</annotation>
+		<complexContent>
+			<restriction base="ebics:OrderDetailsType">
+				<sequence>
+					<element name="OrderType" type="ebics:OrderTBaseType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsart.</documentation>
+						</annotation>
+					</element>
+					<element name="OrderAttribute" type="ebics:OrderAttributeBaseType" fixed="OZNNN">
+						<annotation>
+							<documentation xml:lang="de">Auftragsattribut: OZNNN.</documentation>
+						</annotation>
+					</element>
+				</sequence>
+			</restriction>
+		</complexContent>
+	</complexType>
+</schema>
--- a/test/xsd/ebics_keymgmt_response_H004.xsd
+++ b/test/xsd/ebics_keymgmt_response_H004.xsd
@@ -0,0 +1,137 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!-- Mit XMLSpy v2008 rel. 2 sp2 (http://www.altova.com) von benutzerservice benutzerservice (SIZ GmbH) bearbeitet -->
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_keymgmt_response_H004.xsd ist das EBICS-Protokollschema für Schlüsselmanagement-Antwortnachrichten (HIA, HPB, HSA, INI).</documentation>
+	</annotation>
+	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">
+		<annotation>
+			<documentation xml:lang="de">XML-Signature.</documentation>
+		</annotation>
+	</import>
+	<include schemaLocation="ebics_types_H004.xsd"/>
+	<include schemaLocation="ebics_orders_H004.xsd"/>
+	<element name="ebicsKeyManagementResponse">
+		<annotation>
+			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static">
+								<annotation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+								</annotation>
+								<complexType>
+									<sequence/>
+								</complexType>
+							</element>
+							<element name="mutable" type="ebics:KeyMgmntResponseMutableHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="de">enthält die Auftragsdaten und den fachlichen ReturnCode.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="DataTransfer" minOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben (HPB).</documentation>
+								</annotation>
+								<complexType>
+									<sequence>
+										<element name="DataEncryptionInfo">
+											<annotation>
+												<documentation xml:lang="de">Informationen zur Verschlüsselung der Auftragsdaten</documentation>
+											</annotation>
+											<complexType>
+												<complexContent>
+													<extension base="ebics:DataEncryptionInfoType">
+														<attributeGroup ref="ebics:AuthenticationMarker"/>
+													</extension>
+												</complexContent>
+											</complexType>
+										</element>
+										<element name="OrderData">
+											<annotation>
+												<documentation xml:lang="de">enthält Auftragsdaten.</documentation>
+											</annotation>
+											<complexType>
+												<simpleContent>
+													<extension base="ebics:OrderDataType">
+														<anyAttribute namespace="##targetNamespace" processContents="lax"/>
+													</extension>
+												</simpleContent>
+											</complexType>
+										</element>
+										<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+									</sequence>
+								</complexType>
+							</element>
+							<element name="ReturnCode">
+								<annotation>
+									<documentation xml:lang="de">Antwortcode für den vorangegangenen Transfer.</documentation>
+								</annotation>
+								<complexType>
+									<simpleContent>
+										<extension base="ebics:ReturnCodeType">
+											<attributeGroup ref="ebics:AuthenticationMarker"/>
+										</extension>
+									</simpleContent>
+								</complexType>
+							</element>
+							<element name="TimestampBankParameter" minOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>
+								</annotation>
+								<complexType>
+									<simpleContent>
+										<extension base="ebics:TimestampType">
+											<attributeGroup ref="ebics:AuthenticationMarker"/>
+										</extension>
+									</simpleContent>
+								</complexType>
+							</element>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+		</complexType>
+	</element>
+	<complexType name="KeyMgmntResponseMutableHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen (used for all key management order types except download order type HPB).</documentation>
+				</annotation>
+			</element>
+			<element name="ReturnCode" type="ebics:ReturnCodeType">
+				<annotation>
+					<documentation xml:lang="de">Rückmeldung des Ausführungsstatus mit einer eindeutigen Fehlernummer.</documentation>
+				</annotation>
+			</element>
+			<element name="ReportText" type="ebics:ReportTextType">
+				<annotation>
+					<documentation xml:lang="de">Klartext der Rückmeldung des Ausführungsstatus.</documentation>
+				</annotation>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+</schema>
--- a/test/xsd/ebics_orders_H004.xsd
+++ b/test/xsd/ebics_orders_H004.xsd
--- a/test/xsd/ebics_request_H004.xsd
+++ b/test/xsd/ebics_request_H004.xsd
@@ -0,0 +1,355 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<!-- Mit XMLSpy v2008 rel. 2 (http://www.altova.com) von Sabine Wenzel (SIZ Bonn) bearbeitet -->
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_request_H004.xsd ist das EBICS-Protokollschema für Anfragen.</documentation>
+		<documentation xml:lang="en">ebics_request_H004.xsd is the appropriate EBICS protocol schema for standard requests.</documentation>
+	</annotation>
+	<include schemaLocation="ebics_types_H004.xsd"/>
+	<include schemaLocation="ebics_orders_H004.xsd"/>
+	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>
+	<element name="ebicsRequest">
+		<annotation>
+			<documentation xml:lang="de">Electronic Banking Internet Communication Standard of the EBICS SCRL: Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>
+			<documentation xml:lang="en">Electronic Banking Internet Communication Standard der EBICS SCRL: multi-bank capable interface for internet-based communication.</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+						<documentation xml:lang="en">contains the transaction-driven data.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static" type="ebics:StaticHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+									<documentation xml:lang="en">contains the static header entries.</documentation>
+								</annotation>
+							</element>
+							<element name="mutable" type="ebics:MutableHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+									<documentation xml:lang="en">contains the mutable header entries.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element ref="ebics:AuthSignature"/>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>
+						<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<annotation>
+								<documentation xml:lang="de"/>
+							</annotation>
+							<element ref="ds:X509Data" minOccurs="0" maxOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">X.509-Daten des Teilnehmers.</documentation>
+									<documentation xml:lang="en">X.509 data of the user.</documentation>
+								</annotation>
+							</element>
+							<choice>
+								<annotation>
+									<documentation xml:lang="de">Welche Transaktionsphase?</documentation>
+									<documentation xml:lang="en">Which transaction phase?</documentation>
+								</annotation>
+								<sequence>
+									<annotation>
+										<documentation xml:lang="de">Initialisierungs- und Transferphase.</documentation>
+										<documentation xml:lang="en">Initialisation or transfer phase.</documentation>
+									</annotation>
+									<element name="PreValidation" minOccurs="0">
+										<annotation>
+											<documentation xml:lang="de">Daten zur Vorabprüfung; nur anzugeben in der Initialisierungsphase bei Uploads mit Auftragsattribut OZH (EUs + Auftragsdaten).</documentation>
+											<documentation xml:lang="en">Data sent for pre-validation; mandatory for initialisation phase during uploads using order attribute OZH (order signature(s) + order data).</documentation>
+										</annotation>
+										<complexType>
+											<complexContent>
+												<extension base="ebics:PreValidationRequestType">
+													<attributeGroup ref="ebics:AuthenticationMarker"/>
+												</extension>
+											</complexContent>
+										</complexType>
+									</element>
+									<element name="DataTransfer" type="ebics:DataTransferRequestType" minOccurs="0">
+										<annotation>
+											<documentation xml:lang="de">Transfer von Signatur- bzw. Auftragsdaten; nur bei Upload anzugeben.</documentation>
+											<documentation xml:lang="en">Transfer of signature or order data; mandatory for uploads only.</documentation>
+										</annotation>
+									</element>
+								</sequence>
+								<sequence>
+									<annotation>
+										<documentation xml:lang="de">Quittierungsphase nach Download.</documentation>
+										<documentation xml:lang="en">Receipt phase after download.</documentation>
+									</annotation>
+									<element name="TransferReceipt">
+										<annotation>
+											<documentation xml:lang="de">Quittierung des Transfers.</documentation>
+											<documentation xml:lang="en">Receipt of transfer.</documentation>
+										</annotation>
+										<complexType>
+											<complexContent>
+												<extension base="ebics:TransferReceiptRequestType">
+													<attributeGroup ref="ebics:AuthenticationMarker"/>
+												</extension>
+											</complexContent>
+										</complexType>
+									</element>
+								</sequence>
+							</choice>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+			<anyAttribute namespace="##targetNamespace" processContents="strict"/>
+		</complexType>
+	</element>
+	<complexType name="StaticHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header.</documentation>
+			<documentation xml:lang="en">Data type for the static EBICS header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="HostID" type="ebics:HostIDType">
+				<annotation>
+					<documentation xml:lang="de">Hostname des Banksystems.</documentation>
+				</annotation>
+			</element>
+			<choice>
+				<annotation>
+					<documentation xml:lang="de">Transaktionsphase?</documentation>
+					<documentation xml:lang="en">Transaction phase?</documentation>
+				</annotation>
+				<sequence>
+					<annotation>
+						<documentation xml:lang="de">Initialisierungsphase.</documentation>
+						<documentation xml:lang="en">Initialisation phase.</documentation>
+					</annotation>
+					<element name="Nonce" type="ebics:NonceType">
+						<annotation>
+							<documentation xml:lang="de">Zufallswert; damit wird die Initialisierungsnachricht des Clients einzigartig.</documentation>
+							<documentation xml:lang="en">Random value, ensures the uniqueness of the client's message during initialisation phase.</documentation>
+						</annotation>
+					</element>
+					<element name="Timestamp" type="ebics:TimestampType">
+						<annotation>
+							<documentation xml:lang="de">aktueller Zeitstempel zur Begrenzung der serverseitigen Nonce-Speicherung.</documentation>
+							<documentation xml:lang="en">current timestamp, used to limit storage space for nonces on the server.</documentation>
+						</annotation>
+					</element>
+					<element name="PartnerID" type="ebics:PartnerIDType">
+						<annotation>
+							<documentation xml:lang="de">Kunden-ID des serverseitig administrierten Kunden.</documentation>
+							<documentation xml:lang="en">ID of the partner = customer, administered on the server.</documentation>
+						</annotation>
+					</element>
+					<element name="UserID" type="ebics:UserIDType">
+						<annotation>
+							<documentation xml:lang="de">Teilnehmer-ID des serverseitig zu diesem Kunden administrierten Teilnehmers.</documentation>
+							<documentation xml:lang="en">ID of the user that is assigned to the given customer, administered on the server.</documentation>
+						</annotation>
+					</element>
+					<element name="SystemID" type="ebics:UserIDType" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">technische User-ID für Multi-User-Systeme.</documentation>
+							<documentation xml:lang="en">ID of the system for multi-user systems.</documentation>
+						</annotation>
+					</element>
+					<element name="Product" nillable="true" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Kennung des Kundenprodukts bzw. Herstellerkennung oder Name.</documentation>
+							<documentation xml:lang="en">software ID / manufacturer ID / manufacturer's name of the customer's software package.</documentation>
+						</annotation>
+						<complexType>
+							<simpleContent>
+								<extension base="ebics:ProductType">
+									<attribute name="Language" type="ebics:LanguageType" use="required">
+										<annotation>
+											<documentation xml:lang="de">Sprachkennzeichen der Kundenproduktversion (gemäß ISO 639).</documentation>
+											<documentation xml:lang="en">Language code of the customer's software package according to ISO 639.</documentation>
+										</annotation>
+									</attribute>
+									<attribute name="InstituteID" type="ebics:InstituteIDType" use="optional">
+										<annotation>
+											<documentation xml:lang="de">Kennung des Herausgebers des Kundenprodukts bzw. des betreuenden Kreditinstituts.</documentation>
+											<documentation xml:lang="en">ID of the manufacturer / financial institute providing support for the customer's software package.</documentation>
+										</annotation>
+									</attribute>
+								</extension>
+							</simpleContent>
+						</complexType>
+					</element>
+					<element name="OrderDetails" type="ebics:StaticHeaderOrderDetailsType">
+						<annotation>
+							<documentation xml:lang="de">Auftragsdetails.</documentation>
+							<documentation xml:lang="en">order details.</documentation>
+						</annotation>
+					</element>
+					<element name="BankPubKeyDigests">
+						<annotation>
+							<documentation xml:lang="de">Hashwerte der erwarteten öffentlichen Schlüssel (Verschlüsselung, Signatur, Authentifikation) des Kreditinstituts.</documentation>
+							<documentation xml:lang="en">Digest values of the expected public keys (authentication, encryption, signature) owned by the financial institute.</documentation>
+						</annotation>
+						<complexType>
+							<sequence>
+								<element name="Authentication">
+									<annotation>
+										<documentation xml:lang="de">Hashwert des Authentifikationsschlüssels.</documentation>
+										<documentation xml:lang="en">Digest value of the public authentication key.</documentation>
+									</annotation>
+									<complexType>
+										<simpleContent>
+											<extension base="ebics:PubKeyDigestType">
+												<attribute name="Version" type="ebics:AuthenticationVersionType" use="required">
+													<annotation>
+														<documentation xml:lang="de">Version des Authentifikationsverfahrens.</documentation>
+														<documentation xml:lang="en">Version of the algorithm used for authentication.</documentation>
+													</annotation>
+												</attribute>
+											</extension>
+										</simpleContent>
+									</complexType>
+								</element>
+								<element name="Encryption">
+									<annotation>
+										<documentation xml:lang="de">Hashwert des Verschlüsselungsschlüssels.</documentation>
+										<documentation xml:lang="en">Digest value of the public encryption key.</documentation>
+									</annotation>
+									<complexType>
+										<simpleContent>
+											<extension base="ebics:PubKeyDigestType">
+												<attribute name="Version" type="ebics:EncryptionVersionType" use="required">
+													<annotation>
+														<documentation xml:lang="de">Version des Verschlüsselungsverfahrens.</documentation>
+														<documentation xml:lang="en">Version of the algorithm used for encryption.</documentation>
+													</annotation>
+												</attribute>
+											</extension>
+										</simpleContent>
+									</complexType>
+								</element>
+								<element name="Signature" minOccurs="0" maxOccurs="0">
+									<annotation>
+										<documentation xml:lang="de">Hashwert des Signaturschlüssels.</documentation>
+										<documentation xml:lang="en">Digest value of the public signature key.</documentation>
+									</annotation>
+									<complexType>
+										<simpleContent>
+											<extension base="ebics:PubKeyDigestType">
+												<attribute name="Version" type="ebics:SignatureVersionType" use="required">
+													<annotation>
+														<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>
+														<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>
+													</annotation>
+												</attribute>
+											</extension>
+										</simpleContent>
+									</complexType>
+								</element>
+							</sequence>
+						</complexType>
+					</element>
+					<element name="SecurityMedium" type="ebics:SecurityMediumType">
+						<annotation>
+							<documentation xml:lang="de">Angabe des Sicherheitsmediums, das der Kunde verwendet.</documentation>
+							<documentation xml:lang="en">Classification of the security medium used by the customer.</documentation>
+						</annotation>
+					</element>
+					<element name="NumSegments" type="ebics:NumSegmentsType" minOccurs="0">
+						<annotation>
+							<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Uploads anzugeben.</documentation>
+							<documentation xml:lang="en">Total number of segments for this transaction; mandatory for uploads only.</documentation>
+						</annotation>
+					</element>
+					<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+				</sequence>
+				<sequence>
+					<annotation>
+						<documentation xml:lang="de">Transfer- und Quittierungsphase.</documentation>
+						<documentation xml:lang="en">Transfer or receipt phase.</documentation>
+					</annotation>
+					<element name="TransactionID" type="ebics:TransactionIDType">
+						<annotation>
+							<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben.</documentation>
+							<documentation xml:lang="en">unique transaction ID, provided by the server.</documentation>
+						</annotation>
+					</element>
+				</sequence>
+			</choice>
+		</sequence>
+	</complexType>
+	<complexType name="MutableHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>
+			<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="TransactionPhase" type="ebics:TransactionPhaseType">
+				<annotation>
+					<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>
+					<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>
+				</annotation>
+			</element>
+			<element name="SegmentNumber" nillable="true" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer.</documentation>
+					<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phase 'Transfer' only.</documentation>
+				</annotation>
+				<complexType>
+					<simpleContent>
+						<extension base="ebics:SegmentNumberType">
+							<attribute name="lastSegment" type="boolean" use="required">
+								<annotation>
+									<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>
+									<documentation xml:lang="en">Is this segment meant to be the last one regarding this transmission?</documentation>
+								</annotation>
+							</attribute>
+						</extension>
+					</simpleContent>
+				</complexType>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<complexType name="StaticHeaderOrderDetailsType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Auftragsdetails im statischen EBICS-Header.</documentation>
+			<documentation xml:lang="en">Data type for order details stored in the static EBICS header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="OrderType">
+				<annotation>
+					<documentation xml:lang="de">Auftragsart.</documentation>
+					<documentation xml:lang="en">type code of the order.</documentation>
+				</annotation>
+				<complexType>
+					<simpleContent>
+						<extension base="ebics:OrderTBaseType"/>
+					</simpleContent>
+				</complexType>
+			</element>
+			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Auftragsnummer für Sendeaufträge gemäß DFÜ-Abkommen.</documentation>
+					<documentation xml:lang="en">ID of the (upload) order, formatted in accordance with the document "DFÜ-Abkommen".</documentation>
+				</annotation>
+			</element>
+			<element name="OrderAttribute" type="ebics:OrderAttributeType">
+				<annotation>
+					<documentation xml:lang="de">Auftragsattribut.</documentation>
+					<documentation xml:lang="en">attribute describing the order contents.</documentation>
+				</annotation>
+			</element>
+			<element ref="ebics:OrderParams"/>
+		</sequence>
+	</complexType>
+</schema>
--- a/test/xsd/ebics_response_H004.xsd
+++ b/test/xsd/ebics_response_H004.xsd
@@ -0,0 +1,166 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_response_H004.xsd ist das EBICS-Protokollschema für Antwortnachrichten.</documentation>
+		<documentation xml:lang="en">ebics_response_H004.xsd is the appropriate EBICS protocol schema for standard responses.</documentation>
+	</annotation>
+	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd">
+		<annotation>
+			<documentation xml:lang="de">XML-Signature.</documentation>
+		</annotation>
+	</import>
+	<include schemaLocation="ebics_types_H004.xsd"/>
+	<include schemaLocation="ebics_orders_H004.xsd"/>
+	<element name="ebicsResponse">
+		<annotation>
+			<documentation xml:lang="de">Electronic Banking Internet Communication Standard des Zentralen Kreditausschusses (ZKA): Multibankfähige Schnittstelle zur internetbasierten Kommunikation.</documentation>
+			<documentation xml:lang="en">Electronic Banking Internet Communication Standard of the "Zentraler Kreditausschuss (ZKA)": multi-bank capable interface for internet-based communication.</documentation>
+		</annotation>
+		<complexType>
+			<sequence>
+				<element name="header">
+					<annotation>
+						<documentation xml:lang="de">enthält die technischen Transaktionsdaten.</documentation>
+						<documentation xml:lang="en">contains the transaction-driven data.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="static" type="ebics:ResponseStaticHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enhält alle festen Headereinträge.</documentation>
+									<documentation xml:lang="en">contains the static header entries.</documentation>
+								</annotation>
+							</element>
+							<element name="mutable" type="ebics:ResponseMutableHeaderType">
+								<annotation>
+									<documentation xml:lang="de">enthält alle variablen Headereinträge.</documentation>
+									<documentation xml:lang="en">contains the mutable header entries.</documentation>
+								</annotation>
+							</element>
+						</sequence>
+						<attributeGroup ref="ebics:AuthenticationMarker"/>
+					</complexType>
+				</element>
+				<element ref="ebics:AuthSignature">
+					<annotation>
+						<documentation xml:lang="de">Authentifikationssignatur.</documentation>
+						<documentation xml:lang="en">Authentication signature.</documentation>
+					</annotation>
+				</element>
+				<element name="body">
+					<annotation>
+						<documentation xml:lang="de">enthält die Auftragsdaten, EU(s) und weitere Nutzdaten.</documentation>
+						<documentation xml:lang="en">contains order data, order signature(s) and further data referring to the current order.</documentation>
+					</annotation>
+					<complexType>
+						<sequence>
+							<element name="DataTransfer" type="ebics:DataTransferResponseType" minOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">Transfer von Auftragsdaten; nur bei Download anzugeben.</documentation>
+									<documentation xml:lang="en">Transfer of signature or order data; mandatory for downloads only.</documentation>
+								</annotation>
+							</element>
+							<element name="ReturnCode">
+								<annotation>
+									<documentation xml:lang="de">fachlicher Antwortcode für den vorangegangenen Request.</documentation>
+									<documentation xml:lang="en">order-related return code of the previous request.</documentation>
+								</annotation>
+								<complexType>
+									<simpleContent>
+										<extension base="ebics:ReturnCodeType">
+											<attributeGroup ref="ebics:AuthenticationMarker"/>
+										</extension>
+									</simpleContent>
+								</complexType>
+							</element>
+							<element name="TimestampBankParameter" minOccurs="0">
+								<annotation>
+									<documentation xml:lang="de">Zeitstempel der letzten Aktualisierung der Bankparameter; nur in der Initialisierungsphase anzugeben.</documentation>
+									<documentation xml:lang="en">timestamp indicating the latest update of the bank parameters; may be set during initialisation phase only.</documentation>
+								</annotation>
+								<complexType>
+									<simpleContent>
+										<extension base="ebics:TimestampType">
+											<attributeGroup ref="ebics:AuthenticationMarker"/>
+										</extension>
+									</simpleContent>
+								</complexType>
+							</element>
+						</sequence>
+					</complexType>
+				</element>
+			</sequence>
+			<attributeGroup ref="ebics:VersionAttrGroup"/>
+			<anyAttribute namespace="##targetNamespace" processContents="strict"/>
+		</complexType>
+	</element>
+	<complexType name="ResponseStaticHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den statischen EBICS-Header.</documentation>
+			<documentation xml:lang="en">Data type for the static EBICS header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="TransactionID" type="ebics:TransactionIDType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">eindeutige, technische Transaktions-ID; wird vom Server vergeben, falls OrderAttribute entweder gleich "OZHNN" oder gleich "DZHNN" ist und falls tatsächlich eine Transaktion erzeugt wurde.</documentation>
+					<documentation xml:lang="en">unique transaction ID, provided by the server if and only if the order attribute is set to either "OZHNN" or "DZHNN" and if a transaction has been established actually.</documentation>
+				</annotation>
+			</element>
+			<element name="NumSegments" type="ebics:SegmentNumberType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Gesamtsegmentanzahl für diese Transaktion; nur bei Downloads in der Initialisierungsphase anzugeben.</documentation>
+					<documentation xml:lang="en">Total number of segments for this transaction; mandatory for downloads in initialisation phase only.</documentation>
+				</annotation>
+			</element>
+		</sequence>
+	</complexType>
+	<complexType name="ResponseMutableHeaderType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für den variablen EBICS-Header.</documentation>
+			<documentation xml:lang="en">Data type for the mutable EBICS header.</documentation>
+		</annotation>
+		<sequence>
+			<element name="TransactionPhase" type="ebics:TransactionPhaseType">
+				<annotation>
+					<documentation xml:lang="de">Phase, in der sich die Transaktion gerade befindet; wird bei jedem Transaktionsschritt vom Client gesetzt und vom Server übernommen.</documentation>
+					<documentation xml:lang="en">Current phase of the transaction; this information is provided by the client for each step of the transaction, and the server adopts the setting.</documentation>
+				</annotation>
+			</element>
+			<element name="SegmentNumber" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">enthält die Nummer des aktuellen Segments, welches gerade übertragen oder angefordert wird; nur anzugeben bei TransactionPhase=Transfer und (bei Download) TransactionPhase=Initialisation.</documentation>
+					<documentation xml:lang="en">contains the number of the segment which is currently being transmitted or requested; mandatory for transaction phases 'Transfer' and (for downloads) 'Initialisation' only.</documentation>
+				</annotation>
+				<complexType>
+					<simpleContent>
+						<extension base="ebics:SegmentNumberType">
+							<attribute name="lastSegment" type="boolean" use="required">
+								<annotation>
+									<documentation xml:lang="de">Ist dies das letzte Segment der Übertragung?</documentation>
+								</annotation>
+							</attribute>
+						</extension>
+					</simpleContent>
+				</complexType>
+			</element>
+			<element name="OrderID" type="ebics:OrderIDType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Auftragsnummer von Sendeaufträgen gemäß DFÜ-Abkommen.</documentation>
+				</annotation>
+			</element>
+			<element name="ReturnCode" type="ebics:ReturnCodeType">
+				<annotation>
+					<documentation xml:lang="de">Rückmeldung des technischen Status mit einer eindeutigen Fehlernummer.</documentation>
+					<documentation xml:lang="en">Return code indicating the technical status.</documentation>
+				</annotation>
+			</element>
+			<element name="ReportText" type="ebics:ReportTextType">
+				<annotation>
+					<documentation xml:lang="de">Klartext der Rückmeldung des technischen Status.</documentation>
+					<documentation xml:lang="en">Textual interpretation of the returned technical status code.</documentation>
+				</annotation>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+</schema>
--- a/test/xsd/ebics_signature.xsd
+++ b/test/xsd/ebics_signature.xsd
@@ -0,0 +1,217 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:esig="http://www.ebics.org/S001" targetNamespace="http://www.ebics.org/S001" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<import namespace="http://www.w3.org/2000/09/xmldsig#" schemaLocation="xmldsig-core-schema.xsd"/>
+	<annotation>
+		<documentation xml:lang="de">ebics_signature enthält Typdefinitionen für elektronische Unterschriften der Versionen A004, A005, A006 und folgende.</documentation>
+		<documentation xml:lang="en">ebics_EU contains type definitions for electronic signatures: versions A005, A006 and et sqq.</documentation>
+	</annotation>
+	<!-- Elementdefinitionen für die EU. Die XML-Klartext-Struktur wird im EBICS-Signaturdatenkontext binär interpretiert.-->
+	<element name="EBICSSignatureData" abstract="true">
+		<annotation>
+			<documentation xml:lang="de">XML-Strukturen für bankfachliche Elektronische Unterschriften (EUs).</documentation>
+			<documentation xml:lang="en">contains the digital signatures.</documentation>
+		</annotation>
+	</element>
+	<element name="UserSignatureData" type="esig:UserSignatureDataSigBookType" substitutionGroup="esig:EBICSSignatureData">
+		<annotation>
+			<documentation xml:lang="de">enthält die EUs der Teilnehmer.</documentation>
+			<documentation xml:lang="en">contains the digital signatures.</documentation>
+		</annotation>
+	</element>
+	<complexType name="UserSignatureDataSigBookType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Signaturdaten des Teilnehmers beim EU-Transfer.</documentation>
+			<documentation xml:lang="en">Data type for digital signature data transferred using EBICS.</documentation>
+		</annotation>
+		<sequence>
+			<choice maxOccurs="unbounded">
+				<element name="OrderSignature">
+					<annotation>
+						<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (Binärformat).</documentation>
+						<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), binary format.</documentation>
+					</annotation>
+					<complexType>
+						<simpleContent>
+							<extension base="esig:OrderSignatureType">
+								<attribute name="PartnerID" use="required">
+									<annotation>
+										<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>
+										<documentation xml:lang="en">Customer ID of the signer.</documentation>
+									</annotation>
+								</attribute>
+							</extension>
+						</simpleContent>
+					</complexType>
+				</element>
+				<element name="OrderSignatureData" type="esig:OrderSignatureDataType">
+					<annotation>
+						<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>
+						<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>
+					</annotation>
+				</element>
+			</choice>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<simpleType name="OrderSignatureType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für kryptographische Unterschriften.</documentation>
+		</annotation>
+		<restriction base="base64Binary"/>
+	</simpleType>
+	<element name="OrderSignatureData" type="esig:OrderSignatureDataType">
+		<annotation>
+			<documentation xml:lang="de">bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>
+			<documentation xml:lang="en">Digital signature (either autorising an order or applied for transportation), structured format.</documentation>
+		</annotation>
+	</element>
+	<complexType name="OrderSignatureDataType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für bankfachliche Elektronische Unterschrift oder Transportunterschrift (strukturiertes Format).</documentation>
+			<documentation xml:lang="en">Data type according for a digital signature (either autorising an order or applied for transportation), structured format.</documentation>
+		</annotation>
+		<sequence>
+			<element name="SignatureVersion" type="esig:SignatureVersionType">
+				<annotation>
+					<documentation xml:lang="de">Version des Signaturverfahrens.</documentation>
+					<documentation xml:lang="en">Version of the algorithm used for signature creation.</documentation>
+				</annotation>
+			</element>
+			<element name="SignatureValue" type="base64Binary">
+				<annotation>
+					<documentation xml:lang="de">Digitale Signatur.</documentation>
+					<documentation xml:lang="en">Digital signature.</documentation>
+				</annotation>
+			</element>
+			<element name="PartnerID" type="esig:PartnerIDType">
+				<annotation>
+					<documentation xml:lang="de">Kunden-ID des Unterzeichners.</documentation>
+					<documentation xml:lang="en">Customer ID of the signer.</documentation>
+				</annotation>
+			</element>
+			<element name="UserID" type="esig:UserIDType">
+				<annotation>
+					<documentation xml:lang="de">Teilnehmer-ID.</documentation>
+					<documentation xml:lang="en">User ID.</documentation>
+				</annotation>
+			</element>
+			<element ref="ds:X509Data" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Parameter zur X.509-Funktionalität</documentation>
+					<documentation xml:lang="en">Parameter for X509Data</documentation>
+				</annotation>
+			</element>
+		</sequence>
+	</complexType>
+	<simpleType name="PartnerIDType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für eine Kunden-ID.</documentation>
+		</annotation>
+		<restriction base="token">
+			<maxLength value="35"/>
+		</restriction>
+	</simpleType>
+	<simpleType name="UserIDType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für eine Teilnehmer-ID.</documentation>
+		</annotation>
+		<restriction base="token">
+			<maxLength value="35"/>
+		</restriction>
+	</simpleType>
+	<simpleType name="SignatureVersionType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Versionsnummern zur Elektronischen Unterschrift (EU).</documentation>
+		</annotation>
+		<restriction base="token">
+			<length value="4"/>
+			<pattern value="A\d{3}"/>
+		</restriction>
+	</simpleType>
+	<!-- Definitionen für die Uebertragung von oeffentlichen Signierschlüsseln. z.B. ueber EBICS mit INI, PUB, HCS.-->
+	<element name="SignaturePubKeyOrderData" type="esig:SignaturePubKeyOrderDataType">
+		<annotation>
+			<documentation xml:lang="de">Element für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>
+		</annotation>
+	</element>
+	<complexType name="SignaturePubKeyOrderDataType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Public Key Dateien unabhängig von der Auftragsart / Geschäftsvorfall.</documentation>
+		</annotation>
+		<sequence>
+			<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">
+				<annotation>
+					<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>
+				</annotation>
+			</element>
+			<element name="PartnerID" type="esig:PartnerIDType">
+				<annotation>
+					<documentation xml:lang="de">Kunden-ID.</documentation>
+				</annotation>
+			</element>
+			<element name="UserID" type="esig:UserIDType">
+				<annotation>
+					<documentation xml:lang="de">Teilnehmer-ID.</documentation>
+				</annotation>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<element name="SignaturePubKeyInfo" type="esig:SignaturePubKeyInfoType">
+		<annotation>
+			<documentation xml:lang="de">öffentlicher Signaturschlüssel.</documentation>
+		</annotation>
+	</element>
+	<complexType name="SignaturePubKeyInfoType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für öffentliche bankfachliche Schlüssel.</documentation>
+		</annotation>
+		<complexContent>
+			<extension base="esig:PubKeyInfoType">
+				<sequence>
+					<element name="SignatureVersion" type="esig:SignatureVersionType">
+						<annotation>
+							<documentation xml:lang="de">Version des EU-Signaturverfahrens.</documentation>
+						</annotation>
+					</element>
+				</sequence>
+			</extension>
+		</complexContent>
+	</complexType>
+	<complexType name="PubKeyInfoType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für die Darstellung eines öffentlichen RSA-Schlüssels als Exponent-Modulus-Kombination oder als X509-Zertifikat.</documentation>
+		</annotation>
+		<sequence>
+			<sequence>
+				<element ref="ds:X509Data" minOccurs="0"/>
+				<element name="PubKeyValue" type="esig:PubKeyValueType">
+					<annotation>
+						<documentation xml:lang="de">Darstellung als Exponent-Modulus-Kombination.</documentation>
+					</annotation>
+				</element>
+			</sequence>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<complexType name="PubKeyValueType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für die Exponent-Modulus-Darstellung eines öffentlichen RSA-Schlüssels.</documentation>
+		</annotation>
+		<sequence>
+			<element ref="ds:RSAKeyValue"/>
+			<element name="TimeStamp" type="esig:TimestampType" minOccurs="0">
+				<annotation>
+					<documentation xml:lang="de">Zeitpunkt der Generierung des Schlüssels.</documentation>
+				</annotation>
+			</element>
+			<any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+		</sequence>
+	</complexType>
+	<simpleType name="TimestampType">
+		<annotation>
+			<documentation xml:lang="de">Datentyp für Zeitstempel.</documentation>
+		</annotation>
+		<restriction base="dateTime"/>
+	</simpleType>
+</schema>
--- a/test/xsd/ebics_types_H004.xsd
+++ b/test/xsd/ebics_types_H004.xsd
--- a/test/xsd/test.xsd
+++ b/test/xsd/test.xsd
@@ -0,0 +1,7 @@
+<?xml version="1.0" encoding="UTF-8"?>
+<schema xmlns="http://www.w3.org/2001/XMLSchema" xmlns:ds="http://www.w3.org/2000/09/xmldsig#" xmlns:ebics="urn:org:ebics:H004" targetNamespace="urn:org:ebics:H004" elementFormDefault="qualified" attributeFormDefault="unqualified" version="1.0">
+	<annotation>
+		<documentation xml:lang="de">ebics_H004.xsd inkludiert alle Schemadateien des EBICS-Protokolls, um die Eindeutigkeit von Element- und Typnamen im EBCIS Namespace zu erzwingen.</documentation>
+		<documentation xml:lang="en">ebics_H004.xsd includes all schema files for the EBICS protocol in order to enforce unique element and type names in the EBICS namespace.</documentation>
+	</annotation>
+</schema>
--- a/test/xsd/xmldsig-core-schema.xsd
+++ b/test/xsd/xmldsig-core-schema.xsd
@@ -0,0 +1,318 @@
+<?xml version="1.0" encoding="utf-8"?>
+<!DOCTYPE schema
+  PUBLIC "-//W3C//DTD XMLSchema 200102//EN" "http://www.w3.org/2001/XMLSchema.dtd"
+ [
+   <!ATTLIST schema
+     xmlns:ds CDATA #FIXED "http://www.w3.org/2000/09/xmldsig#">
+   <!ENTITY dsig 'http://www.w3.org/2000/09/xmldsig#'>
+   <!ENTITY % p ''>
+   <!ENTITY % s ''>
+  ]>
+
+<!-- Schema for XML Signatures
+    http://www.w3.org/2000/09/xmldsig#
+    $Revision: 1.1 $ on $Date: 2002/02/08 20:32:26 $ by $Author: reagle $
+
+    Copyright 2001 The Internet Society and W3C (Massachusetts Institute
+    of Technology, Institut National de Recherche en Informatique et en
+    Automatique, Keio University). All Rights Reserved.
+    http://www.w3.org/Consortium/Legal/
+
+    This document is governed by the W3C Software License [1] as described
+    in the FAQ [2].
+
+    [1] http://www.w3.org/Consortium/Legal/copyright-software-19980720
+    [2] http://www.w3.org/Consortium/Legal/IPR-FAQ-20000620.html#DTD
+-->
+
+
+<schema xmlns="http://www.w3.org/2001/XMLSchema"
+        xmlns:ds="http://www.w3.org/2000/09/xmldsig#"
+        targetNamespace="http://www.w3.org/2000/09/xmldsig#"
+        version="0.1" elementFormDefault="qualified">
+
+<!-- Basic Types Defined for Signatures -->
+
+<simpleType name="CryptoBinary">
+  <restriction base="base64Binary">
+  </restriction>
+</simpleType>
+
+<!-- Start Signature -->
+
+<element name="Signature" type="ds:SignatureType"/>
+<complexType name="SignatureType">
+  <sequence>
+    <element ref="ds:SignedInfo"/>
+    <element ref="ds:SignatureValue"/>
+    <element ref="ds:KeyInfo" minOccurs="0"/>
+    <element ref="ds:Object" minOccurs="0" maxOccurs="unbounded"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+</complexType>
+
+  <element name="SignatureValue" type="ds:SignatureValueType"/>
+  <complexType name="SignatureValueType">
+    <simpleContent>
+      <extension base="base64Binary">
+        <attribute name="Id" type="ID" use="optional"/>
+      </extension>
+    </simpleContent>
+  </complexType>
+
+<!-- Start SignedInfo -->
+
+<element name="SignedInfo" type="ds:SignedInfoType"/>
+<complexType name="SignedInfoType">
+  <sequence>
+    <element ref="ds:CanonicalizationMethod"/>
+    <element ref="ds:SignatureMethod"/>
+    <element ref="ds:Reference" maxOccurs="unbounded"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+</complexType>
+
+  <element name="CanonicalizationMethod" type="ds:CanonicalizationMethodType"/>
+  <complexType name="CanonicalizationMethodType" mixed="true">
+    <sequence>
+      <any namespace="##any" minOccurs="0" maxOccurs="unbounded"/>
+      <!-- (0,unbounded) elements from (1,1) namespace -->
+    </sequence>
+    <attribute name="Algorithm" type="anyURI" use="required"/>
+  </complexType>
+
+  <element name="SignatureMethod" type="ds:SignatureMethodType"/>
+  <complexType name="SignatureMethodType" mixed="true">
+    <sequence>
+      <element name="HMACOutputLength" minOccurs="0" type="ds:HMACOutputLengthType"/>
+      <any namespace="##other" minOccurs="0" maxOccurs="unbounded"/>
+      <!-- (0,unbounded) elements from (1,1) external namespace -->
+    </sequence>
+    <attribute name="Algorithm" type="anyURI" use="required"/>
+  </complexType>
+
+<!-- Start Reference -->
+
+<element name="Reference" type="ds:ReferenceType"/>
+<complexType name="ReferenceType">
+  <sequence>
+    <element ref="ds:Transforms" minOccurs="0"/>
+    <element ref="ds:DigestMethod"/>
+    <element ref="ds:DigestValue"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+  <attribute name="URI" type="anyURI" use="optional"/>
+  <attribute name="Type" type="anyURI" use="optional"/>
+</complexType>
+
+  <element name="Transforms" type="ds:TransformsType"/>
+  <complexType name="TransformsType">
+    <sequence>
+      <element ref="ds:Transform" maxOccurs="unbounded"/>
+    </sequence>
+  </complexType>
+
+  <element name="Transform" type="ds:TransformType"/>
+  <complexType name="TransformType" mixed="true">
+    <choice minOccurs="0" maxOccurs="unbounded">
+      <any namespace="##other" processContents="lax"/>
+      <!-- (1,1) elements from (0,unbounded) namespaces -->
+      <element name="XPath" type="string"/>
+    </choice>
+    <attribute name="Algorithm" type="anyURI" use="required"/>
+  </complexType>
+
+<!-- End Reference -->
+
+<element name="DigestMethod" type="ds:DigestMethodType"/>
+<complexType name="DigestMethodType" mixed="true">
+  <sequence>
+    <any namespace="##other" processContents="lax" minOccurs="0" maxOccurs="unbounded"/>
+  </sequence>
+  <attribute name="Algorithm" type="anyURI" use="required"/>
+</complexType>
+
+<element name="DigestValue" type="ds:DigestValueType"/>
+<simpleType name="DigestValueType">
+  <restriction base="base64Binary"/>
+</simpleType>
+
+<!-- End SignedInfo -->
+
+<!-- Start KeyInfo -->
+
+<element name="KeyInfo" type="ds:KeyInfoType"/>
+<complexType name="KeyInfoType" mixed="true">
+  <choice maxOccurs="unbounded">
+    <element ref="ds:KeyName"/>
+    <element ref="ds:KeyValue"/>
+    <element ref="ds:RetrievalMethod"/>
+    <element ref="ds:X509Data"/>
+    <element ref="ds:PGPData"/>
+    <element ref="ds:SPKIData"/>
+    <element ref="ds:MgmtData"/>
+    <any processContents="lax" namespace="##other"/>
+    <!-- (1,1) elements from (0,unbounded) namespaces -->
+  </choice>
+  <attribute name="Id" type="ID" use="optional"/>
+</complexType>
+
+  <element name="KeyName" type="string"/>
+  <element name="MgmtData" type="string"/>
+
+  <element name="KeyValue" type="ds:KeyValueType"/>
+  <complexType name="KeyValueType" mixed="true">
+   <choice>
+     <element ref="ds:DSAKeyValue"/>
+     <element ref="ds:RSAKeyValue"/>
+     <any namespace="##other" processContents="lax"/>
+   </choice>
+  </complexType>
+
+  <element name="RetrievalMethod" type="ds:RetrievalMethodType"/>
+  <complexType name="RetrievalMethodType">
+    <sequence>
+      <element ref="ds:Transforms" minOccurs="0"/>
+    </sequence>
+    <attribute name="URI" type="anyURI"/>
+    <attribute name="Type" type="anyURI" use="optional"/>
+  </complexType>
+
+<!-- Start X509Data -->
+
+<element name="X509Data" type="ds:X509DataType"/>
+<complexType name="X509DataType">
+  <sequence maxOccurs="unbounded">
+    <choice>
+      <element name="X509IssuerSerial" type="ds:X509IssuerSerialType"/>
+      <element name="X509SKI" type="base64Binary"/>
+      <element name="X509SubjectName" type="string"/>
+      <element name="X509Certificate" type="base64Binary"/>
+      <element name="X509CRL" type="base64Binary"/>
+      <any namespace="##other" processContents="lax"/>
+    </choice>
+  </sequence>
+</complexType>
+
+<complexType name="X509IssuerSerialType">
+  <sequence>
+    <element name="X509IssuerName" type="string"/>
+    <element name="X509SerialNumber" type="integer"/>
+  </sequence>
+</complexType>
+
+<!-- End X509Data -->
+
+<!-- Begin PGPData -->
+
+<element name="PGPData" type="ds:PGPDataType"/>
+<complexType name="PGPDataType">
+  <choice>
+    <sequence>
+      <element name="PGPKeyID" type="base64Binary"/>
+      <element name="PGPKeyPacket" type="base64Binary" minOccurs="0"/>
+      <any namespace="##other" processContents="lax" minOccurs="0"
+       maxOccurs="unbounded"/>
+    </sequence>
+    <sequence>
+      <element name="PGPKeyPacket" type="base64Binary"/>
+      <any namespace="##other" processContents="lax" minOccurs="0"
+       maxOccurs="unbounded"/>
+    </sequence>
+  </choice>
+</complexType>
+
+<!-- End PGPData -->
+
+<!-- Begin SPKIData -->
+
+<element name="SPKIData" type="ds:SPKIDataType"/>
+<complexType name="SPKIDataType">
+  <sequence maxOccurs="unbounded">
+    <element name="SPKISexp" type="base64Binary"/>
+    <any namespace="##other" processContents="lax" minOccurs="0"/>
+  </sequence>
+</complexType>
+
+<!-- End SPKIData -->
+
+<!-- End KeyInfo -->
+
+<!-- Start Object (Manifest, SignatureProperty) -->
+
+<element name="Object" type="ds:ObjectType"/>
+<complexType name="ObjectType" mixed="true">
+  <sequence minOccurs="0" maxOccurs="unbounded">
+    <any namespace="##any" processContents="lax"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+  <attribute name="MimeType" type="string" use="optional"/> <!-- add a grep facet -->
+  <attribute name="Encoding" type="anyURI" use="optional"/>
+</complexType>
+
+<element name="Manifest" type="ds:ManifestType"/>
+<complexType name="ManifestType">
+  <sequence>
+    <element ref="ds:Reference" maxOccurs="unbounded"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+</complexType>
+
+<element name="SignatureProperties" type="ds:SignaturePropertiesType"/>
+<complexType name="SignaturePropertiesType">
+  <sequence>
+    <element ref="ds:SignatureProperty" maxOccurs="unbounded"/>
+  </sequence>
+  <attribute name="Id" type="ID" use="optional"/>
+</complexType>
+
+   <element name="SignatureProperty" type="ds:SignaturePropertyType"/>
+   <complexType name="SignaturePropertyType" mixed="true">
+     <choice maxOccurs="unbounded">
+       <any namespace="##other" processContents="lax"/>
+       <!-- (1,1) elements from (1,unbounded) namespaces -->
+     </choice>
+     <attribute name="Target" type="anyURI" use="required"/>
+     <attribute name="Id" type="ID" use="optional"/>
+   </complexType>
+
+<!-- End Object (Manifest, SignatureProperty) -->
+
+<!-- Start Algorithm Parameters -->
+
+<simpleType name="HMACOutputLengthType">
+  <restriction base="integer"/>
+</simpleType>
+
+<!-- Start KeyValue Element-types -->
+
+<element name="DSAKeyValue" type="ds:DSAKeyValueType"/>
+<complexType name="DSAKeyValueType">
+  <sequence>
+    <sequence minOccurs="0">
+      <element name="P" type="ds:CryptoBinary"/>
+      <element name="Q" type="ds:CryptoBinary"/>
+    </sequence>
+    <element name="G" type="ds:CryptoBinary" minOccurs="0"/>
+    <element name="Y" type="ds:CryptoBinary"/>
+    <element name="J" type="ds:CryptoBinary" minOccurs="0"/>
+    <sequence minOccurs="0">
+      <element name="Seed" type="ds:CryptoBinary"/>
+      <element name="PgenCounter" type="ds:CryptoBinary"/>
+    </sequence>
+  </sequence>
+</complexType>
+
+<element name="RSAKeyValue" type="ds:RSAKeyValueType"/>
+<complexType name="RSAKeyValueType">
+  <sequence>
+    <element name="Modulus" type="ds:CryptoBinary"/>
+    <element name="Exponent" type="ds:CryptoBinary"/>
+  </sequence>
+</complexType>
+
+<!-- End KeyValue Element-types -->
+
+<!-- End Signature -->
+
+</schema>
Author	SHA1	Message	Date
nanov	5f57a072ea	chore: changelog	2019-11-26 18:25:29 +02:00
nanov	f95ecc60b8	chore: changelog	2019-11-26 18:24:35 +02:00
nanov	3873ff49d1	bump version	2019-11-26 18:23:52 +02:00
nanov	9725380edd	feat: add C53, C52 and DKI orders	2019-11-26 18:22:09 +02:00
nanov	f2a3d6f067	chore: gitignore	2019-11-26 18:21:56 +02:00
Dimitar Nanov	6d882f56fe	Merge pull request #26 from Herrie82/herrie/DKI * Add DKI, C52, C53 order types. * Some examples for STA, VMK, C52, C53, DKI and HKD order types. * Rename example for HBT into HTD.	2019-11-26 18:15:32 +02:00
nanov	88ba543784	feat: add ebics 061011 error	2019-11-26 18:13:30 +02:00
Herrie	f8c9cc7ba8	Add C52/C53 order types and examples Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-25 16:22:39 +01:00
Herrie	0c08d534ff	Add examples for MT940 and MT942 Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-25 16:22:39 +01:00
Herrie	ad7d55ce7c	Add example for HKD order type Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-25 16:20:59 +01:00
Herrie	c15e19d22f	Rename send-hbt-order.js to send-htd-order.js To reflect the name of the order type correctly. Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-25 16:20:59 +01:00
Herrie	d2473bb81d	Add DKI order type To download Exchange rate files and fix syntax error. Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-25 16:20:59 +01:00
nanov	4e6383e23c	chore: add coveralls to travis	2019-11-20 19:46:39 +02:00
nanov	a4a64709f0	chore: update dependencies	2019-11-20 19:40:23 +02:00
nanov	7533a861e5	chore: add coveralls badge	2019-11-20 19:38:57 +02:00
nanov	e56e7f224b	test: add coveralls support	2019-11-20 19:37:32 +02:00
nanov	6d73ef77d4	test: add additional tests	2019-11-20 14:42:22 +02:00
nanov	a10a3a8d63	feat: async letter serialization	2019-11-20 14:40:18 +02:00
nanov	67d74cfa00	test: add more tests	2019-11-20 11:12:37 +02:00
nanov	ddd0933c0b	chore: add Herrie82 to contributors list	2019-11-19 19:48:05 +02:00
Dimitar Nanov	ea52c71fb2	Merge pull request #24 from Herrie82/herrie/english feat: Add English template & flexible generation	2019-11-19 19:46:46 +02:00
Dimitar Nanov	ddcd31a5c0	Merge pull request #23 from Herrie82/master chore: Various fixes for spelling	2019-11-19 19:44:11 +02:00
Herrie	95403cbe6f	Bank Letter: Add English template & flexible generation Allow for both German (de) and English (en) initialization letters. Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-19 16:57:13 +01:00
Herman van Hazendonk	0b9d93f745	Various fixes for spelling Various minor spelling mistake fixes. Signed-off-by: Herman van Hazendonk <github.com@herrie.org>	2019-11-19 14:48:26 +01:00
nanov	6ecb256483	tests: start Client tests	2019-11-08 11:24:59 +02:00
nanov	d482b1dde1	chore: update readme	2019-11-07 11:53:09 +02:00
nanov	ecf51680c5	chore: add logo	2019-11-07 11:49:22 +02:00
nanov	9a748fa2bc	chore: changelog and files settings	2019-11-07 11:42:37 +02:00
nanov	7355096dfd	v0.1.2	2019-11-07 11:37:34 +02:00
nanov	25eedd5071	chore: update package.json	2019-11-07 11:36:04 +02:00
Dimitar Nanov	4182e7956a	Merge pull request #22 from eCollect/release-it chore: add changelog configoration	2019-11-07 11:35:34 +02:00
nanov	fee2aa4681	chore: add version script	2019-11-07 11:35:11 +02:00
nanov	1f34dcbfb6	add changelog configoration	2019-11-07 11:20:34 +02:00
nanov	3a64d95eb5	chore: add tags	2019-11-07 10:58:38 +02:00
Dimitar Nanov	926d1bca18	Merge pull request #21 from eCollect/feat/drop-bn.js Closes #17 and #13	2019-11-07 10:52:01 +02:00
nanov	6d601f4186	chore: fix package json syntax	2019-11-07 10:42:11 +02:00
nanov	2d05bf88f9	chore: add contributors to package json	2019-11-07 10:41:43 +02:00
nanov	10e0d602bd	chore: update license expression in package.json	2019-11-07 10:38:01 +02:00
nanov	eea0a49130	feat: drop bn.js	2019-11-07 10:37:31 +02:00
nanov	3e95478b3b	feat: add nyc and cleanup .gitignore	2019-11-07 10:35:31 +02:00
nanov	4496cbf560	feat: remove toBuffer from number	2019-11-07 10:30:03 +02:00
nanov	0efc46b014	feat add BigNumber tests	2019-11-07 10:27:20 +02:00
nanov	eafe2f9f55	chore: restructure BigNumber	2019-11-07 10:27:08 +02:00
nanov	24afdeb257	chroe: import consts	2019-11-07 10:26:53 +02:00
nanov	34051f0a9f	feat: migrate Crypto to own BigNumber	2019-11-07 08:58:52 +02:00
nanov	14779088f1	chore: lint	2019-11-07 08:57:54 +02:00
nanov	aad0bd97c8	feat: implement all needed BigNumber methods	2019-11-07 08:57:44 +02:00
nanov	429e807994	fix number generarion	2019-11-06 17:27:48 +02:00
nanov	bb8d1cfaa0	wip: migrate MFG1 to BigNumber	2019-11-06 17:16:56 +02:00
nanov	cda36bfcb3	wip: implement BigNumber wrapper	2019-11-06 17:16:15 +02:00
Dimitar Nanov	d21d89fb36	Merge pull request #20 from eCollect/feat/drop-moment Drop moment dependency	2019-11-06 16:55:15 +02:00
nanov	df9c330411	feat: drop moment dependency	2019-11-06 16:52:31 +02:00
nanov	2a17ff6056	chore: write tests for date range	2019-11-06 16:52:20 +02:00
nanov	33ac6ac60f	feat: implement date handling and formatting	2019-11-06 16:51:59 +02:00
nanov	e9f7c11bbb	v0.1.1	2019-11-05 06:48:24 +02:00
nanov	9aabe933e9	chore: update license	2019-11-05 06:41:31 +02:00
nanov	dc5f52198b	v0.1.0	2019-11-05 06:26:02 +02:00
nanov	bb5e551057	chore: cleanup readme	2019-11-05 06:24:39 +02:00
nanov	0a3a4631df	update readme	2019-11-05 06:23:45 +02:00
nanov	3ffa323264	chore: commit test keys for tests to pass	2019-11-05 06:22:16 +02:00
nanov	e56dc082d0	chore: add travis config	2019-11-05 06:13:27 +02:00
nanov	0c01420c1e	chore: cleanup	2019-11-05 06:09:07 +02:00
nanov	0964992164	chore: drop node-rsa	2019-11-05 06:00:09 +02:00
Dimitar Nanov	5c419630c1	Merge pull request #16 from eCollect/feat/handle-unsual-exponent Feat: handle unsual exponent migrate to node-forge	2019-11-05 05:58:50 +02:00
Dimitar Nanov	594f2a2623	Merge pull request #15 from eCollect/chore/tests Add order generation tests and fix linting	2019-11-05 05:55:33 +02:00
nanov	fa557f5e9b	feat: tests	2019-11-05 05:54:32 +02:00
nanov	cf16abc843	chire: jsdoc	2019-11-05 05:54:16 +02:00
nanov	c60fed4d58	chore: lint	2019-11-05 05:54:09 +02:00
nanov	9aa2ab7380	chore: lint	2019-11-05 05:53:20 +02:00
nanov	fe2ad67139	chore: update linter	2019-11-05 05:49:07 +02:00
Vladislav Hristov	104ec67f8c	chore: add ; at the end of Key.js	2019-11-01 16:52:36 +02:00
Vladislav Hristov	e8a80932e1	fit: key size is now calculated instead of hardcoded	2019-11-01 16:50:39 +02:00
Vladislav Hristov	ce6cd02e58	fit: BankLetter.js get key size	2019-11-01 16:28:04 +02:00
Vladislav Hristov	836ec0ebf3	fit(tests): use new Key in keys test	2019-11-01 13:49:59 +02:00
Vladislav Hristov	59a281c895	feat: use new Key in Keys manager	2019-11-01 13:49:33 +02:00
Vladislav Hristov	61ada747f3	clean: remove modulus and exponent property from bankKeys()	2019-11-01 13:48:51 +02:00
Vladislav Hristov	f15e09840a	add: add Key class to manage a single key	2019-11-01 13:44:29 +02:00
nanov	422821fbbd	feat: test all H004 orders	2019-11-01 11:27:36 +02:00
nanov	e40f79cee6	feat: prepare order generation tests	2019-11-01 08:13:53 +02:00
Dimitar Nanov	837fdaa08c	Merge pull request #14 from yagop/test/mocha-script test script run mocha	2019-11-01 05:59:38 +02:00
Yago Perez	361acf89d0	test script run mocha	2019-10-31 21:40:07 +01:00
Vladislav Hristov	4149c01695	wip: migrate to node-forge	2019-10-31 18:57:42 +02:00
Vladislav Hristov	1c1f112ff5	fix: modulus zero byte handling	2019-10-30 10:53:03 +02:00
nanov	1320f6f21d	chore: update deps	2019-10-14 14:19:11 +03:00
Vladislav Hristov	0049fffc00	up the version to 0.0.8	2019-10-08 16:10:08 +03:00
Vladislav Hristov	2c9040904a	chore: remove console.log statements	2019-10-08 16:09:08 +03:00